Additional Services*
We may be able to include a number of policy benefits as part of your insurance policy including:
Agreed Valuation 
By choosing to purchase an optional agreed valuation in addition to your insurance you will have added peace of mind that should you need to make a claim for a total loss, you will be paid the certified value of your vehicle (less the policy excess) as opposed to the current market value. This is subject to a current Lancaster Insurance valuation certificate being in place.
For an agreed valuation to be in place, you would need to sign and return the application form and supply 6 photographs of your vehicle in its current condition.
Your agreed valuation certificate will be valid from the date that the valuation details are received into our offices.
Legal Assistance
Legal Expenses insurance includes Uninsured Loss Recovery and up to £100,000 of legal protection in respect of non fault accidents that occur within territorial limits. This excludes any legal costs incurred prior to notification of the claim to us.
Breakdown Cover (Lancaster Assistance)
Optional Lancaster Assistance breakdown cover includes roadside assistance and home service. Your vehicle must be in good working order, be in normal use and display a valid tax disc.
Breakdown Cover (Lancaster Assistance Plus)
Optional Lancaster Assistance Plus breakdown cover includes nationwide recovery, home-start and European cover. Your vehicle must be in good working order, be in normal use and display a valid tax disc.
Key Cover
Optional Key cover gives you peace of mind in the event your keys are lost, stolen or broken. It includes £1,500 annual keycover for any key attached to the Lancaster Key cover fob. Cover will not be provided for locks that are damaged prior to the loss of keys.
Hire Cover
Optional Hire Car cover provides up to 21 days continuous car hire if your car is declared a total loss or is stolen and not recovered. All claims must be reported within 5 days of the incident.
Personal Accident
Optional Personal Accident cover includes cover for the driver and passengers in the event of a motor vehicle accident causing death or serious injury with a maximum benefit of £20,000 per person. The policy only covers private car occupants aged 70 years or under and payable benefits are halved for those under 16 and between 65 and 70 years old.
Wedding Hire
We have access to specialist insurance schemes which may permit you to use your vehicle for wedding hire. Please note that not all of our insurers will be able to offer this additional service, check prior to taking out your insurance policy.
* Policy benefits offered may vary between insurance schemes or cover selected, and are subject to underwriting criteria and an additional charge will be made for these services. Full information regarding inclusions and exclusions can be provided upon request and this information will be provided in writing after you have taken out cover.
We will search our panel of leading insurers to get you a great deal on your motor insurance cover
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