Insurance Guide - Voluntary Excess

Depending on the policy, the type of car you drive, or your claims history, you may have a compulsory excess on your insurance. This is the amount you'd have to pay towards a claim. You can get a discount on your premium if you agree to pay a voluntary excess as well. If you have a compulsory excess of £100 and a voluntary excess of £200, you'll have to pay the first £300 of every claim.