News
New Motor Insurance Law
Author: Lancaster Insurance Services - 15/12/2011
From early 2011 a new law gives DVLA more power to combat keepers of vehicles that are not insured.
DVLA will compare all its records with details of vehicles on MID (Motor Insurance Database) – the UK’s central record of vehicle insurance.
If a vehicle does not have insurance or a Statutory Off Road Notification (SORN) has not been made, the registered keeper could face;
- A fixed penalty of £100
- Their vehicle being clamped, seized and disposed of, and
- A court prosecution with a maximum fine of £1000
These new measures are in addition to the powers the police already have to seize an uninsured vehicle and fine the driver.
If you want to check your vehicle is recorded as ‘insured’ on the MID record, visit the free service at www.askmid.com.
Do not contact DVLA as only your insurance provider can update your insurance details on the MID. If your vehicle registration number is not on the MID, contact your insurance provider immediately to get the MID updated.
What this means for you;
- If you are keeping your vehicle for use on the road and it is not insured, insure it now.
- If you are keeping keeping your vehicle off the road and it is not insured you must take out a Statutory Off Road Notification (SORN). If it is taxed you need to return the disc (including nil discs) on a V14 form to DVLA.
For further information visit www.direct.gov.uk/stayinsured
All information taken from DVLA Important Information Leaflet.
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