Qualifying For Classic Car Insurance

We are frequently asked ‘Who can get a classic car insurance policy?’ is it purely based on the age of the vehicle?

The answer is complicated as the qualifying factors are not just based on the age of the car. Our sophisticated quote engines assess every driver and make an assessment based on the age of the car, the age of the driver, the vehicle value, annual mileage required and other factors.

Classifications of classic vehicles:

• Vintage Car - A ‘vintage car’ is commonly defined as a vehicle built between the start of 1919 and the end of 1930.
  
  
• Historic Car - The DVLA has a ‘historic vehicle’ taxation class. If your historic car was constructed or manufactured prior to 1973 then it will be exempt from the payment of road tax. You will need to make the necessary arrangements regarding this exemption directly with the DVLA.
  
  
• Classic Car – The definition of a classic car differs greatly amongst individuals and organisations alike. In general terms it refers to a car which is over the age of 20 years.

At Lancaster Insurance we appreciate that the modern cars of today will someday be the classic cars of the future. That is why we constantly review what constitutes a classic car to get you the best deal we can on your insurance. You may be surprised to hear that for many drivers, we are able to insure relatively more modern vehicles, such as Ford Granada’s, Toyota MR2's and even early Volkswagen Golf’s as classics.

We understand that our clients are not just looking for cheap quotes and that is why we provide other benefits which may include:

• Up to 65% Introductory Discount - Significant discounts for switching your classic car insurance to Lancaster.
  
  
• Agreed Valuation - Up to 3 years.
  
  
• Low Mileage Discounts - We give considerable discounts for classic car drivers with low annual mileage.
  
  
• Free European Cover - If you take your classic car to Europe, we can provide up to 90 days free cover.
  
  
• Low Cost Breakdown Recovery – including home start available.
  
  
• Car Club Member Discounts - Members of a classic car club benefit from exclusive insurance scheme discounts.

Simply click the quote button and enter your details. We will search our carefully selected panel of insurers that include many of the UK's leading insurers to get you a great deal on your insurance.

Alternatively, you can telephone us to discuss your specific insurance requirements.

 

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