Qualifying For Classic Car Insurance
We are frequently asked ‘Who can get a classic car insurance policy?’ is it purely based on the age of the vehicle?
The answer is complicated as the qualifying factors are not just based on the age of the car. Our sophisticated quote engines assess every driver and make an assessment based on the age of the car, the age of the driver, the vehicle value, annual mileage required and other factors.
Classifications of classic vehicles:
- Vintage Car - A ‘vintage car’ is commonly defined as a vehicle built between the start of 1919 and the end of 1930.
- Historic Car - The DVLA has a ‘historic vehicle’ taxation class. If your historic car was constructed or manufactured prior to 1973 then it will be exempt from the payment of road tax. You will need to make the necessary arrangements regarding this exemption directly with the DVLA.
- Classic Car – The definition of a classic car differs greatly amongst individuals and organisations alike. In general terms it refers to a car which is over the age of 20 years.
At Lancaster Insurance we appreciate that the modern cars of today will someday be the classic cars of the future. That is why we constantly review what constitutes a classic car to get you the best deal we can on your insurance. You may be surprised to hear that for many drivers, we may be able to insure relatively newer vehicles (15 to 20 years old), such as Ford Granada’s, Toyota MR2's and even early Volkswagen Golf’s as classics.
To obtain a classic car insurance quote simply click the quote button below and enter your details. We will search our carefully selected panel of insurers that include many of the UK's leading insurers to get you our best deal on your classic car insurance.
Alternatively, you can telephone us to discuss your specific insurance requirements.
Calls may be recorded for monitoring and training purposes.
