If you take more than one annual holiday or enjoy a couple of short-breaks throughout the year this is the best value policy for you. Lancaster Insurance and Insure & Go's Annual Multi-Trip policy even covers you if you take a weekend break in the UK or a cross-channel crossing to France!

The advantage of a multi trip/annual travel insurance policy is that there is no need to worry about arranging cover for each journey you take and it's usually better value than buying individual policies for two or three trips a year.

Insureandgo.com's multi trip/annual travel insurance policy allows you to travel as many times in the year as long as each trip is not longer than 45 days. Ski and snowboarding insurance is covered for free with all our annual travel insurance policies.

All activity and outdoors sports can be coverered from skydiving to walking. This is the home of the outdoor, mountain and adventure sports travel insurance specialists.

Outdoor sports and annual travel insurance are also backed by the UK largest insurance companies.

Multi trip/annual travel insurance is an even better deal for families. Insurance for a couple will be cheaper than for two single adults and cover for a family with children under 18 is not usually much more expensive than cover for a couple. Do watch, though, for restrictions on how the cover works.

Some family travel policies only cover the family if everyone travels together. The best policies will cover each adult travelling on his or her own, and even unaccompanied trips by the children.

Check through with for a one step instant quote for all your activity and outdoor sports insurance needs, with instant cover available online now.

• 17 days winter sports per year included

• Baggage Cover deletion for further savings

• 24 hour emergency and medical assistance

• Full 14 day 'no questions asked' refund guarantee

• Optional cover for golfers

• Additional cover for business

Click here to get a > Travel Quick Quote