Phone for a quote: 01480 484826

Classic Car Insurance

Lancaster Insurance - specialists in classic car insurance since 1984.

We’ve maintained a strong relationship with leading insurers in the industry since 1984. As a leading, reputable arranger of classic car insurance in the UK, this enables us to get you our best deal based on your needs.

Our dedication to classics is also shown through our sponsorship of the Lancaster Insurance Classic Car Motor Show.

Classic cars are generally better maintained and have driven fewer miles, which results in cheaper premiums compared to modern, everyday vehicles.

No matter what you classic you own, we will do our best to get you covered. Some of the vehicles we cover include Austin, BMW, Ford, Jaguar, Mercedes, MG, Mini, Porsche, Rolls Royce, Triumph, Vauxhall, Volkswagen and many more.

Classic car insurance policies may contain the following policy benefits:

Agreed valuation

We arrange specialist insurance schemes which allow you to purchase an agreed value alongside your policy. This ensures in the event of a claim for total loss, you will be paid the certified value of the vehicle, less the policy excess.

Club member discounts

Lancaster Insurance is committed to supporting the classic car clubs. Classic car owner club members may enjoy discounts of up to 25% off their classic car insurance premium (the level of discount offered by each insurer differs and is subject to underwriting criteria).

Laid up cover

Protect your classic project in the event of accidental damage, or fire and theft, while your vehicle is off the road.

Limited mileage insurance

If your classic car is used for limited mileage only, you can receive a fantastic discount. Starting from as little as 1,500 miles per year, the discount decreases the more miles covered. We still insure drivers with unlimited mileage at a great price too!

Modified classic car insurance

We understand modifications to a vehicle are common during repair or restoration projects. Please inform us of any modifications to ensure we provide you with like-for-like cover of your vehicle.

Multi-vehicle Insurance

If you have a collection of classic cars, we can usually cover them all under a single policy, and at a discounted price. These can include various types of vehicle such as classic cars, 4x4s, campervans and even tractors!

Please call us on 01480 484826, providing us with all vehicle details, so we can offer you a great multi-vehicle quote.

Wedding Car Insurance

Please tell us if you would like to be able to use your classic car for occasional wedding hire use, so that we can find a suitable insurer who will allow this. We will need to know if you require hire use prior to accepting your insurance policy (it will be subject to an additional charge against your insurance premium). 

Alternatively, you can telephone us to discuss your specific classic car insurance requirements.

01480 484826

We look forward to arranging your classic car insurance policy.

Get an online quote

Quick quote


Available Benefits at a Glance:
  • Classic Car Club member discounts available
  • Static Show Cover
  • Historic Rally Cover
  • Choice of repairer 
  • Free EU cover up to 90 days
  • Agreed Valuation available for £15 
  • Laid Up Cover Available
  • 24 Hour Claims Helpline
  • UK Based Call Centre
  • Limit Mileage Discounts Available