Classic Land Rover Insurance

Get the specialist protection your classic Land Rover deserves.

At Lancaster Insurance Services we specialise in arranging Classic Land Rover insurance and modified 4x4 insurance  since 1984.

When looking for classic Land Rover insurance, we understand that you want a top quality product and service, as well as value for money.

Our classic car insurance benefits at a glance

When you buy a classic Land Rover, you're buying a piece of great British motoring heritage. Known for its 4x4s, the company started producing off-roaders in 1948 but its legacy for practical and stylish utility vehicles remains to this day.

Whether you enjoy off-roading or cruising around town in your Defender, your insurance policy can include:

  • Discounts for Land Rover owners' club members
  • Free cover across the EU (up to 90 days)
  • Historic rally and static show cover
  • Limited mileage discounts
  • 2-year agreed valuation
  • Salvage retention
  • Laid up cover
  • 24-hour claims hotline

To get a classic or modified Land Rover insurance quote, contact our UK based call centre Matoday on 01480 484826.

Discover our Land Rover insurance benefits

With over three decades of experience insuring classic vehicles, we're the experts you need to protect your vehicle. We use a panel of insurers, who are able to offer policies with a host of benefits.

Free EU cover

Protect your classic Land Rover overseas for up to 90 days.

Choice of repairer

Got a preferred garage who works on your pride and joy? We'll let you choose the repairer.

Classic car club member discounts

Belong to a classic Land Rover or modified 4x4 club? Speak to our team about member discounts.

Limited mileage reductions

Only use your vehicle for an off-road adventure now and again? You could enjoy a discount by keeping mileage low.

24-hour claims helpline

Whether you need to file a claim day or night, our helpful team is always on call.

Plans to suit you

No two classic cars are the same, which is why we offer a range of optional add-ons to customise your policy just the way you want:

  • Breakdown: Whether you're in the UK or the EU, we'll get you back on the road in no time.
  • Legal protection: We can help towards the cost of legal fees to recover uninsured losses following a non-fault claim.

As an optional extra to your cover, you could also consider:

  • Agreed value: Agree the true value of your classic Land Rover with our valuation team and we guarantee that amount back in a total loss claim. Two-year agreed valuation costs a total of £18.

Lancaster Insurance Services could also extend cover for your 4x4 to include:

  • Modified Land Rover/4x4 insurance (including winch, snorkel, roll cage, spotlights, off road tyres, tow bar, side steps and more)
  • Off Roading and Green Laning
  • Rally/Club events
  • Multi-car insurance
  • Laid up insurance
  • Multiple drivers (up to 5)
  • Wedding use
  • Business use

Terms and conditions apply. Ask the team for more details when you get a quote.

How much is classic Land Rover insurance?

Every vehicle is unique, which is why we use a number of factors to determine how much your insurance costs, including:

  • Your age
  • Where you live
  • Your employment details
  • Where you store your vehicle
  • Your annual mileage
  • Your voluntary excess
  • Any past claims and convictions
  • Whether you're a classic/4x4 car club member
  • Modifications to your Land Rover
  • The optional extras you add to your policy

Get an online quote based on your preferences today or give us a call on 01480 484826.

Why classic Land Rover owners come to us

With over three decades in classic car insurance and working closely with vintage vehicle clubs, there's no denying we're just as passionate about these treasured vehicles as you are.

We believe prized possessions like these deserve only the best protection.

Your classic Land Rover cover could also include:

  • Historic rally protection
  • Salvage retention
  • Static show insurance

Want to know more about why our classic car insurance customers choose us for premium protection? Take a look at our 5-star Trustpilot reviews.

Which classic Land Rover models do you insure?

We cover a wide range of Land Rover’s and 4x4 vehicles including:

  • Land Rover 80
  • Land Rover 88
  • Land Rover 90
  • Land Rover 100
  • Land Rover 101
  • Land Rover 109
  • Land Rover 130
  • Classic Land Rover Discovery
  • Classic Range Rover
  • Land Rover Defender
  • Modified Defender
  • Modified Discovery’s
  • Modifed 4x4
  • Jeep Wrangler
  • Willys Jeep
  • 4x4 pick up and van body types
  • Hardtop 4x4’s
  • V8’s
  • SWB
  • LWB
  • Ex-military 4x4
  • CJ5
  • CJ6
  • CJ7 and many more.

Protect your other classics with us

Our cover doesn't stop with classic Land Rovers and off-roaders. If you have any of the following vehicles in your collection, don't hesitate to get in touch regarding a multi-car insurance policy:

  • Campervans and motorhomes
  • Kit car conversions
  • Military vehicles
  • Modified cars
  • Quad bikes
  • Vehicles occasionally hired for wedding use.

Specialist Land Rover insurance you can trust

Great British classics like the Land Rover deserve specialist insurance protection – and that's where we come in.

Click here to run through an online quote now!

Alternatively, call us on 01480 484826 to discuss your specific classic car insurance requirements or request a call back at a time that suits you.

If you are a proud owner of a classic Land Rover, you know how much time and effort you have invested in maintaining and preserving this iconic vehicle.

However, despite your best efforts, accidents can happen, and your Land Rover could be damaged, stolen, or involved in a collision. This is why you need a classic Land Rover insurance policy that provides you with the peace of mind and protection you deserve.

Classic Land Rover insurance policies offer comprehensive coverage that includes damage caused by accidents, theft, fire, and natural disasters.

Additionally, these policies often provide coverage for specialised parts and accessories that are unique to classic Land Rovers. Without proper insurance coverage, you could be left with significant financial losses if your Land Rover is damaged or stolen.

So, if you want to protect your investment and enjoy the open road with confidence, consider getting a classic Land Rover insurance policy today.

Land Rover is a brand that has been synonymous with adventure, ruggedness, and durability for decades. Its iconic models have stood the test of time and continue to be a favourite among off-road enthusiasts and collectors. But how old does a Land Rover have to be before it's considered a classic? The answer is not as straightforward as you might think.

Generally speaking, any Land Rover that is 25 years or older can be considered a classic. However, the term "classic" is subjective and can vary depending on who you ask. Some Land Rover purists might argue that only the early models, such as the Series I, II, and III, are true classics. Others might include the Defender models that were produced until 2016.

Regardless of which Land Rover you consider a classic, there's no denying that these vehicles have a certain charm and appeal that sets them apart from modern SUVs. They were built to last, and their simple, utilitarian design has become a hallmark of the Land Rover brand.

If you're looking to buy a classic Land Rover, there are a few things to keep in mind.

First, make sure you do your research and know what you're looking for. Some models are more rare and coveted than others, so be prepared to pay a premium for those.

Second, be prepared for maintenance and repair costs, as classic Land Rovers can be expensive to maintain.

Finally, enjoy the ride! Driving a classic Land Rover is an experience like no other, and it's one that you're sure to cherish for years to come.

There are ways to reduce your Land Rover insurance premiums without compromising on coverage.

One of the most effective ways is to invest in security features such as an alarm system, immobiliser, or tracking device. This will not only deter thieves but also give you peace of mind.

Additionally, you can consider joining a classic car club or association, as some insurance providers offer discounts to members.

By taking these steps, you may be able to lower your Land Rover insurance premiums and enjoy your classic ride with confidence.


If you own a Land Rover, you want to make sure that your investment is protected with the right insurance coverage.

However, accidents can happen, and when they do, you want to know that it's easy to claim on your Land Rover insurance. The good news is that Land Rover insurance providers understand the importance of making the claims process as hassle-free as possible for their clients.

To begin the process, you will need to contact your insurance provider as soon as possible after the incident. You will need to provide them with all the necessary information, including the details of the accident, any damage to your vehicle, and any injuries sustained. Your insurance provider will then assign a claims adjuster to your case, who will work with you to gather all the necessary information and documentation.

Overall, the ease of claiming on your Land Rover insurance will depend on your insurance provider, the type of coverage you have, and the specific circumstances of the incident.

However, with the right insurance policy and a reliable insurance provider, you can have peace of mind knowing that your Land Rover is protected, and the claims process will be as seamless as possible.

Yes, we do offer Modified Car insurance. Land Rovers with any additional modifications may be subject to different premiums.

Not all modifications, but certain security features may even reduce your premium.