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Modified Car Insurance

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Car modifications are often associated with improving a vehicle’s performance, thus increasing the risk on the road.

This will usually incur a higher insurance premium and highlight the need to shop around.

We understand that drivers want to improve the look of their vehicle and will ensure it is kept in the best possible condition.

Lancaster Insurance works with a panel of specialist insurers in the modified market, saving you the time and money calling various insurance providers.

We strive to save you money. In some cases, the cost of your policy can reduce, depending on the modifications made. Our friendly advisors are on hand to provide guidance on how your car modifications will affect the price you pay for insurance!

We tailor your policy to suit your circumstances, and can offer some great benefits to complement your cover. 

Optional benefits include:

  • Accidental damage cover.
  • Breakdown recovery.
  • Agreed value.

How we could save you money

Getting a great deal on your car insurance can be a real challenge and we feel you need all the help you can get to get you the best package and a great price. We have listed key factors to remember and handy tips for how to reduce the cost of your premium.

Limited mileage

We offer a discount to limited mileage drivers, so if this applies to you please let us know and we can switch you onto a Limited Mileage policy where you can save money on your premium.

Car club member?

If you are a member of a car club, this automatically entitles you to a discount.If you are not already in one, we encourage you to join a car club to reap the rewards immediately!

Add another driver

Sometimes adding another driver to your policy (especially and experienced driver) can often reduce the cost of your premium, in some cases substantially. Give it a go and see if you can save.

Third party, Fire and Theft/Comprehensive

We strongly advise you take out a comprehensive insurance package so that you are as secure as possible. However, if you are willing to go on a third party, fire and theft policy, you could save quite a lot.

Why not give these a go? You never know, you may save more than you think!

Alternatively, you can telephone us to discuss your specific classic car insurance requirements.

01480 484826