Do you have a ‘classic’ pet?

06 October 2021

Pets are a fundamental part of the family, whatever their age. But finding a comprehensive pet insurance policy at the right price can become more difficult as a pet gets older, meaning some dog and cat owners may decide not to take out cover.

Petwise Insurance is the UK’s first pet insurance provider to focus solely on cover for senior pets. Its exclusive policy applies to dogs and cats aged seven years and over and includes benefits that are tailormade for more seasoned furry friends.

Older Pet Insurance

At point of claim many pet insurance providers charge a fixed excess which is deducted from your claim settlement amount as well as an additional charge, usually referred to as ‘co-payment’ or ‘co-insurance’, of between 10% to 30% of the vet bill. This can be very expensive, but Petwise Insurance require only the fixed excess agreed at the time of purchasing the policy, rather than a percentage of the bill.

Petwise Insurance also offers a contribution towards senior pet food costs, dental cover as standard (for accident and illness) and farewell cover offering customers both financial and emotional support at a difficult time.

It’s common for cats and dogs to suffer from certain conditions when they are young that they may grow out of. If any symptoms relating to these conditions reappear in later life, many pet insurance providers would class these as pre-existing. Petwise Insurance does not class an illness as pre-existing unless a pet has shown signs or symptoms in the past 24 months, meaning Petwise Insurance may be able to offer cover where other providers cannot.

For more information visit www.petwise-insurance.com.