How can I find Audi TT classic car insurance?
Here at Lancaster Insurance Services, we love those cars from yesteryear that really made an impact on the motoring landscape. What’s more, we love to help fellow fans of these iconic cars to look after their precious investments, by providing them with the classic car insurance they need.
From a 1930s Riley to a 2003 Ford Focus RS, we can help today’s classic car lovers to preserve and cherish a wealth of iconic and groundbreaking vehicles, by providing you with the insurance you need to keep these vintage vehicles in the best possible health.
And few cars, it’s safe to say, changed the way we thought about affordable sports-car motoring like the first-generation Audi TT. First appearing in showrooms back in 1998, here was a car with an unmistakable look. The TT’s silhouette will surely go down in the annals of motoring history as one of the most distinctive car shapes ever created. What’s more, the car was fresh, funky, great to drive and – for a svelte two-seater with decent performance – pretty affordable to buy and insure.
Indeed, to this day the Mk1 TT – either in hard or soft-top form – makes a great entry point into the world of two-seater sports motoring. Now nudging at classic status (indeed, to many observers it is already a fully-fledged classic), this pioneering Audi is still cheap to buy and to arrange insurance for.
Or it should be, at least. The question of Audi TT insurance may, though, vary between insurers. The sporty Audi will be classed as a performance car by many insurers – and that can mean owners paying more than they should for their car insurance.
However, here at Lancaster Insurance Services, we can help you get the right quote for your Audi TT insurance. We have been arranging insurance for over 35 years, and we have long-standing links to some of the UK’s most competitive classic and vintage car insurance schemes. Using our wealth of experience and knowledge of the industry, we are able to provide insurance quotes for virtually every classic car available – and that includes the Mk1 TT.
Launched almost two and a half decades ago, the Mk1 car certainly qualifies, to our eyes, as a modern classic. What’s more, we know that many of our customers look after their TT as they would any other genuine classic. From an insurance point of view, a car like this will often now be a second vehicle, undertaking a limited mileage each year and lovingly maintained by its owner. As experienced insurance providers, we believe that the care that a classics fan lavishes upon their vehicle, not to mention the reduced mileage they cover in the car, should be reflected in a reduced insurance premium.
What are the benefits of classic car insurance?
Let’s look in a little more detail at the question of insurance – in particular, at insurance in both its standard and classic car forms.
As an owner of a TT or any other car – whether classic or modern – you will need some form of car insurance. Insurance is a legal requirement for any British car, unless it has been given a Statutory Off Road Notification (SORN). We have more information on this designation, and how to arrange it for a classic that you’re no longer taking out on the road, in our feature on SORN. This exception apart, however, your car will require insurance.
Now, here at Lancaster Insurance Services, we know that owning a classic vehicle is often a different undertaking to owning a car that you’re driving every day. And we believe that, in terms of both your initial premium and the extra benefits it brings, your insurance for a classic car should reflect that.
We know that, for example, you may well be using your classic much less frequently than you do your ’daily driver’. And that is why our insurance policies include limited mileage discounts. This means that if, for example, you limit your use to weekend trips, you may be entitled to a discount on your insurance to reflect this.
Consider these three questions:
- Do you have an older, vintage or classic car?
- Do you look after your vehicle meticulously?
- Do you cover relatively few miles in this car?
If you answer yes to any or all of these, then of all the different types of insurance, classic car insurance may be most suitable for you.
Another benefit of our insurance policies is the cover we provide for UK classic car events such as historic rallies and static shows. Many classic car owners find this to be a useful benefit of our insurance policies. Effectively, it means that your car is still covered by our insurance while you take it to a classics rally or car show. If the worst were to happen and your car was damaged at the show, our insurance may be able to help with those repair bills.
Working our way down the list of benefits available from our insurance policies (you can find the full list, by the way, on the car insurance page of our website), we come next to the Two Year Agreed Valuation. This is an insurance feature that many classic car owners – Audi and otherwise – find very useful. Effectively, it is a valuation of your car, as agreed between yourself and us, the insurance providers.
Agreeing this figure means that, if ever your Audi or other classic is written off or stolen, your insurance provider will also reimburse you by that same sum. You can find out more about this useful add-on to our car insurance policies, on the Agreed Valuation page of the Lancaster Insurance Services website.
What other cars does Lancaster provide insurance for?
Here at Lancaster, we are proud to provide insurance for a wide range of classic cars, dating from a similar era to the revolutionary Audi – and long before.
Some of the cars for which we most frequently arrange insurance include the original Land Rover, the vintage Morris Minor, and the earlier generations of the Volkswagen Golf as well as some Japanese imports.
Incidentally, the fourth generation of the latter car, now fast approaching classic status itself, shared the very same VW Group platform as the first-generation Audi. Amazing how some classic cars can share the same platform, yet display very different personalities on the road!
We also provide insurance for a range of classic Fords, such as the Cortina, Escort, Sierra and early generations of the Fiesta. If you’re the owner of one of these legendary Fords, why not contact us to arrange some classic Ford car insurance?
One very popular marque, when it comes to classic car insurance, is MG. Indeed, no fewer than three MG models feature in the top ten of classic cars for which we most often provide insurance. In fact, our links with MG go back some time: we started out as the insurance division of the MG Owners’ Club.
Did we mention owners’ clubs there? Joining the relevant owners’ club for your classic is likely to bring many advantages. For one thing, you’ll instantly tap into a large community of fellow owners, with a huge amount of experience with owning and maintaining the vintage vehicle you own.
If you’re looking for that elusive spare part or have a technical question (what does that lever do? Why are my footwells getting damp?), someone on here will have an answer for you. Last but definitely not least, many owners’ clubs have links with insurance providers. This means that club members may be entitled to discounts on their annual insurance premiums.
There is a huge range of make-specific owners’ clubs out there, covering all manner of classic cars including Japanese imports – from vintage vehicles such as prewar Rileys, to more recent favourites such as the Porsche 924 or Rover SD1. The latter, by the way, are two more cars for which we receive many insurance queries.
You won’t be surprised to learn that there is a UK Audi TT owners’ club, and we’d recommend all owners – and would-be owners – to sign up.
Lancaster is the insurance broker of choice for classic car owners providing cover for over 88,000 classic cars (as of May 2019).
We arrange classic car insurance for over 40% of all MG Bs on the road and over 30% of all Land Rover 88s and MG Midgets – proving that classic car owners place their trust in us.
At Lancaster Classic Car Insurance Services, we aim to find the best price for your individual cover needs. We appreciate the importance of recognising the true value of your classic car and our team will be happy to talk to you through our benefits, such as agreed valuations and salvage retention.
We will offer you a tailored policy, bespoke to your requirements – this can include cover for:
Lancaster Insurance Services is committed to supporting the classic car clubs.
Owners club members may enjoy discounts of up to 25% off their insurance premium (the level of discount offered by each insurer differs and is subject to underwriting criteria).
At Lancaster we understand that not every situation is the same, especially when it comes to Classic Cars.
That is why in addition to our Lancaster Classic Car insurance Services, we also can arrange the below:
- Modified Classic Car Insurance
- Multi-vehicle Insurance
- Wedding Car Insurance
- Limited Mileage Insurance
- Laid Up Cover
- Two Year Agreed Valuation
Are you passionate about Classic Cars?
Here at Lancaster, we not only provide Classic Car Insurance but we’re constantly looking for ways to support the Classic Car community at events, sponsorship's, giveaways and sharing care tips for classic vehicles.
We’ve partnered with the team at Meguiar’s to showcase one of their awesome products each month.
This time we’re featuring the Meguiar’s Ultimate Snow Foam contains a specialized Xtreme Cling foaming action that delivers an intense foam that sticks and clings to painted surfaces gently loosening road grime, dirt and contaminants.
Fine-tuned to carefully and thoroughly clean coated, waxed or sealed finishes while preserving protection and leaving a brilliant, swirl-free shine.
We will listen to your requirements for cover, and discuss the best options with our panel of expert underwriters, to see if we can cover your cherished vehicle.
In May 2018 the Department for Transport announced that cars that were built more than 40 years ago exempt from MOT testing, with the option for owners to voluntarily have their car tested if they feel it needs checking.
What other classics competed with the Audi TT?
Though the Audi was indeed something of a game-changer, there were other cars around at the time – many of them now considered classics, much like Audi’s car – that were more or less direct competitors. And we’re experienced at providing insurance for most of them!
For example, if you wanted affordable, two-seater fun at the end of the 1990s, you would probably also be looking at a Mazda MX-5. The second generation of this car was a direct rival for the first-generation TT in many ways. A lightweight, affordable and fun-to-drive two-seater, it also appeared in 1998, so is of the same vintage as the Audi.
The little Mazda was, though, available in hard-top convertible form only, while the Audi could be specified as either a coupé or soft-top convertible. Whatever its similarities to the Audi, the Mazda MX-5 remains an excellent choice for anyone looking for two-seater, open-top thrills, as it will be cheap to both buy and arrange insurance for.
Other TT rivals include the Porsche 924 and BMW Z3, two more cars for which we regularly arrange insurance, too.