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Classic Ferrari Insurance

Are you the proud owner of a classic Ferrari? You'll need tailored classic car insurance from Lancaster Insurance Services to cover your prized possession.

Whether you own a classic Magnum-style 308, a Testarossa or a Daytona, we know you want to give your Ferrari the best protection, and that's where specialty insurers like us can help.

At Lancaster Insurance Services, we're just as enthusiastic as you are about antique vehicles and have over 35 years of experience covering the classics. We understand what Ferrari owners are looking for when it comes to protecting their sports car, and carefully scan our panel of trusted insurers to create a policy that suits your needs and vehicle.

Classic car insurance benefits at a glance

Whichever Ferrari model you wish to insure, a classic car policy from us can include:

Discounts for classic car club members
90 days free EU protection
Limited mileage discounts
Two-year agreed value
Salvage retention
Laid up/SORN cover
Your choice of repairer
Static show and historic rally protection
24-hour claims hotline
UK-based call centre

To protect your exotic car with a specialist insurance company, call Lancaster Insurance Services today for a quick quote.

5 quick facts about Ferrari

Ferrari is an iconic car company, famed for its classic red and super-fast sports cars. Want to know more about them? Here are five fast facts!

The Auto Avio Costruzioni 815 was the first vehicle the company ever built.
The fastest Ferrari ever to grace the road is the 812 Superfast.
Ferrari is the oldest and most decorated team on the F1 circuit.
In 2010, Ferrari opened a theme park in Abu Dhabi, which is home to the fastest rollercoaster in the world.
The name of one of Ferrari's classic motors, Testa Rossa, means red head in Italian.

Do I need classic Ferrari insurance?

Whether you're a daily driver or only take your Ferrari out at the weekend, you need auto insurance to legally drive on the road in the UK. But how does a classic car policy differ to cover from a standard insurer?

Your Ferrari isn't like other vehicles – it's your pride and joy, and you've put a lot of time and effort into making it the ride of your dreams! Such a big investment deserves to be protected with specialist collector car insurance.

Our passion for vintage vehicles is like yours, meaning we truly understand what you're looking for when it comes to caring for your motor. We know that no two Ferraris are the same, which is why we take the time to tailor each policy to the owner.

To find the right cover at the right price for you and your car, give us a call, request a call back or fill out our online form.

Discover the benefits of classic car coverage

The Lancaster Insurance Services team has over three decades of experience insuring classic motors like yours, so we're the experts you need to cover your sports car.

Classic car insurance from us comes with a host of benefits to suit every Ferrari and its owner.

You choose the repairer

Unlike with standard car insurance companies, you can repair your classic where you like.

Free EU coverage

Do you fancy taking your Ferrari for a spin around Europe? Get 90 days free cover on us and add up to an additional 60 days if you're going for longer.

Classic car club member discounts

Belong to a classic Ferrari car club? Speak to our friendly team about a discount on your premiums today.

24/7 claims helpline

Involved in an incident in the early hours of the morning? That's no trouble! We're here to help guide you through the claims process around the clock.

Limited mileage discounts

Does your Ferrari only come out when the sun shines? Keep your mileage low and pay less for insurance.

Laid up protection

Putting your vehicle in storage for a while or planning some modifications? Switch to SORN coverage for protection while it's off the road.

Tailor a policy to suit you

No two collector cars are the same, which is why we offer a range of add-ons to customise your insurance policy exactly how you want. Choose to add:

Breakdown cover: Even high-performance motors like Ferraris can break down now and again. Whether you're in the UK or the EU, we'll get you back on the road in no time.
Legal protection: Need legal help after an accident? Our policies can help towards legal fees.
Key cover: Get a new set of keys if yours are misplaced or stolen.
Gadget cover: Mobile phone? Tablet? GPS? Laptop? Whatever gadgets you carry in your Ferrari, we'll look out for them when you choose this optional extra.

As an optional extra to your cover, you could also consider:

Agreed value policy: Our valuation expert will agree your vehicle's worth with you, and in the event of a total loss claim, we guarantee the full value back to pay the costs of a replacement.

Are Ferraris expensive to insure?

Collector car insurance for a Ferrari can cost quite a bit more than other vintage vehicles. Many auto insurance companies consider them high risk due to their performance, speed and desirability but the average price varies depending on the model.

As no two Ferraris or their owners are the same, we use various factors to determine your insurance rates:

Your age
Where you live
Where you keep your car when not in use
Where you work
Previous claims and convictions
Your annual mileage
Your agreed voluntary excess
Which optional extras you choose
Which Ferrari model you own
Modifications you've made to your vehicle

For competitive insurance rates based on your Ferrari and personal preferences, contact our team today.

When is a Ferrari considered a classic car?

According to HMRC, a car becomes a classic at the age of 15 and when it's worth at least £15,000, while for tax purposes, your Ferrari doesn't get that status until it's 40.

Don't worry if yours is younger, though. Some cars were built for classic status, like your pride and joy. It's more about how you use it, rather than the age of vehicle.

Here at Lancaster Insurance Services, we know a true classic vehicle when we see one, which is why we insure both vintage and modern Ferraris when used and protected as a classic should be.

So, whether you own an original from the '60s or one from the last decade, don't hesitate to give our helpful team a call to purchase auto insurance for your vehicle.

How does agreed valuation work?

Agreed valuation is a specialist benefit for vintage vehicle owners. We understand that the market value of your pride and joy is always fluctuating.

That's why we send out a valuation expert to check your motor and agree its actual worth with you. We guarantee this value in the unfortunate event of a total loss claim instead of current market value, which could be lower.

To add this optional extra to your current auto insurance policy, give our team a call on 01480 484806.

Lancaster is the insurance broker of choice for classic car owners providing cover for over 88,000 classic cars (as of May 2019).

We arrange classic car insurance for over 40% of all MG Bs on the road and over 30% of all Land Rover 88s and MG Midgets – proving that classic car owners place their trust in us.

At Lancaster Classic Car Insurance, we aim to find the best price for your individual cover needs. We appreciate the importance of recognising the true value of your classic car and our team will be happy to talk to you through our benefits, such as agreed valuations and salvage retention.

We will offer you a tailored policy, bespoke to your requirements – this can include cover for:

Lancaster Insurance is committed to supporting the classic car clubs.

Owners club members may enjoy discounts of up to 25% off their insurance premium (the level of discount offered by each insurer differs and is subject to underwriting criteria).

Some of the classic car clubswe currently partner with include MG Owners Club, MX5 Owners Club, VW Golf MK1 Owners Club, VW T25 Club and many more.

If your club isn’t on our Classic Car Club page or wish to partner with Lancaster Insurance please call 01480 220065 or visit our Classic Car Club page for more details.

At Lancaster we understand that not every situation is the same, especially when it comes to Classic Cars.

That is why in addition to our Lancaster Classic Car insurance, we also can arrange the below:

Modified Classic Car Insurance
Multi-vehicle Insurance
Wedding Car Insurance
Limited Mileage Insurance
Laid Up Cover
Two Year Agreed Valuation

If you would like to know more details regarding the above offers, please call us on please call us on 01480 484826 or click here and we’ll call you back at a time that’s best for you.

Are you passionate about Classic Cars?

Here at Lancaster, we not only provide Classic Car Insurance but we’re constantly looking for ways to support the Classic Car community at events, sponsorship's, giveaways and sharing care tips for classic vehicles.

We’ve partnered with the team at Meguiar’s to showcase one of their awesome products each month.

This time we’re featuring the Meguiar’s Ultimate Snow Foam contains a specialized Xtreme Cling foaming action that delivers an intense foam that sticks and clings to painted surfaces gently loosening road grime, dirt and contaminants.

Fine-tuned to carefully and thoroughly clean coated, waxed or sealed finishes while preserving protection and leaving a brilliant, swirl-free shine.

We will listen to your requirements for cover, and discuss the best options with our panel of expert underwriters, to see if we can cover your cherished vehicle.

Call our specialist team on 01480 484826 or we’ll call you back at a time that’s best for you and let Lancaster Insurance help you.

In May 2018 the Department for Transport announced that cars that were built more than 40 years ago exempt from MOT testing, with the option for owners to voluntarily have their car tested if they feel it needs checking.

Ferrari's classic cars are an epitome of style, power, and elegance, making them highly sought-after by automobile enthusiasts worldwide. These vehicles are not just mere cars, they are a testament to exceptional Italian craftsmanship and engineering.

What sets Ferrari's classic cars apart is their timeless design, breathtaking performance, and the brand's rich racing heritage. Each model narrates a unique story of innovation and passion. The thrilling roar of their engine, sleek design lines, and iconic prancing horse logo are sure to turn heads wherever they go. Owning a classic Ferrari is about owning a piece of automotive history that is both an investment and a pleasure to drive.

Estimating the yearly mileage for your classic Ferrari can be a bit of a challenge, but it's not impossible. One way to get an estimate is by looking at your past driving habits. Take a look at how often you drive and for what purposes.

If you mainly use your Ferrari for special occasions or weekend joyrides, you can estimate a lower yearly mileage. On the other hand, if you use your Ferrari as your daily driver, you'll likely have a higher yearly mileage estimate. It's also important to consider any planned road trips or events that may require longer distances. By taking all these factors into account, you can come up with a reasonable estimate for the mileage of your classic Ferrari.

When it comes to iconic classic cars, Ferrari has definitely left its mark in the automotive industry. With a rich history of producing high-performance vehicles, it's difficult to choose just one as the most iconic.

However, if we were to narrow it down, the Ferrari 250 GTO would definitely be a strong contender. Produced between 1962 and 1964, this car is not only visually stunning but also holds a special place in racing history. With only 39 units ever produced, the 250 GTO is highly sought after by collectors and enthusiasts alike. Its timeless design and impressive performance make it a true symbol of Ferrari's excellence and innovation.

Why choose Lancaster Insurance Services for collector car insurance?

The Lancaster Insurance Services team of experts loves classic motors as much as you do. We're passionate about treasured vehicles like yours and believe they should be protected for the generations to come.

Owners have trusted us with their vintage car cover for over 35 years and understand that every vehicle and its owner is unique. That's why we make it our mission to find the right insurance policy to fit your needs and budget by discussing exactly how you want to customise your plan. We can include:

Discounts for club members
Discounts for limited mileage
Free EU cover (up to 90 days)
Repairer of your choice
Two-year agreed guaranteed value for £18
Salvage retention
Key and gadget coverage
Static show and historic rally protection
Laid up/SORN cover
Breakdown coverage
Legal protection
24-hour claims line

Want to see what other customers have to say about our specialist classic auto insurance? Just have a read of our 5-star Trustpilot reviews.

For premium-level protection at a competitive price, contact Lancaster Insurance Services today. Call 01480 484826, request a call back or fill out your details online and we'll come back with a quote in minutes.

Cover doesn't stop with Ferrari insurance

Got another vintage vehicle you need protecting? To save you shopping around, we provide coverage for a range of classic motors, including:

Modified models
Quad bikes
Electric cars
Military vehicles
Campervans and motorhomes
Kit car conversions
Multi-car insurance
4x4s
Wedding vehicles

If you need classic car insurance, contact our team of experts today for a tailored policy to suit you.

Making a claim made simple

Whether you've been involved in an accident, or your vehicle has been stolen, our claims team is here to help you every step of the way. Simply call us on 01480 484806 to get the claims process started.

In the event of an accident, we'll send out a surveyor to assess the damage and check whether you're eligible to make a claim.

If you're calling due to theft, we'll need your unique crime reference number, which you can get from the police.

Which classic Ferraris can you insure?

We offer classic car insurance for a range of top performance Ferraris, including:

Ferrari Testarossa
Ferrari Enzo
Ferrari F40
Ferrari 250 GTO
Ferrari Daytona
Ferrari F8
Ferrari 328
Ferrari 308 GTS

Don't see your model listed above? Get in touch with our team of experts to discuss sports car insurance for your beloved motor.