Classic Mercedes Insurance

Classic Mercedes Insurance

Mercedes-Benz Classic Car Insurance

Find specialist insurance packed with benefits for your classic Mercedes-Benz…

Are you the proud owner of an iconic Gull-Wing? Do you enjoy cruising around with the top down in your 300 SL? Or perhaps you prefer off-roading in your vintage G-Class at the weekend? Whichever classic Mercedes you own, you'll need specialist heritage insurance to protect it, and that's where we come in.

The team at Lancaster Insurance Services are classic car enthusiasts, and we have over 35 years insuring vintage motors like yours. We understand what Mercedes owners are looking for when it comes to protecting their precious vehicle and take the time to scour our panel of trusted insurers to come up with the right insurance at the right price.

A quick glance at our classic car insurance benefits

Our cover comes with a whole range of benefits for classic Mercedes owners including:

  • Free EU protection for up to 90 days driving abroad
  • Limited mileage reductions
  • Discounts for club members
  • Two-year agreed valuation for £18
  • Laid up cover
  • Salvage retention
  • Static show protection
  • Historic rally cover
  • Your choice of repairer
  • Gadget, key and breakdown cover
  • UK-based call centre
  • 24/7 claims line access

Give our friendly team a call on 01480 484826 to get a quick quote today.

Key Facts

  • Mercedes-Benz was founded in 1926 in Stuttgart, Germany, although its roots can be traced back to its founder Karl Benz who is widely credited with the invention of the motor car in 1886.
  • Mercedes-Benz is part for the “German Big 3” along with Audi and BMW, who are the three biggest selling luxury automakers in the world.
  • The first Mercedes-Benz car produced in the modern era was the Mercedes-Benz SSK. The first diesel car was the Mercedes-Benz 260 D.
  • Along with developing the first diesel engine, Mercedes-Benz have a long history of pioneering firsts, such as Direct Fuel Injection, Safety Cell, Anti-Lock Brakes and Seat Belt Pre-Tensioners to name but a few.

An iconic brand

When talking about classic cars, you won't find many more vintage than a Mercedes-Benz. Engineer Karl Benz invented the first ever petrol-powered car way back in 1886, making it the oldest automotive brand still in operation today.

But it isn't simply existing – Mercedes is one of the most renowned brands in the world, producing high performance, quality motors with longevity and class.

During its long history as one of the top vehicle manufacturers in the world, Mercedes has produced an impressive range of cars from off-roaders to family saloons and sports models, many of which we have the pleasure of protecting here at Lancaster Insurance Services.

The brand's current company motto is 'the best or nothing', which is definitely apparent in the variety of vintage vehicles it has produced over the years.

That iconic three-pointed star logo adopted in 1925 might have evolved slightly over the years but still symbolises innovation and engineering brilliance to this day.

Why do I need classic car insurance for my Mercedes-Benz?

High performance cars like your Mercedes is no regular vehicle. We know that Mercedes owners put a lot of time and effort into keeping their classic cars in the best possible condition, so your prized possession deserves to be protected with specialist heritage car cover.

Our passion for classic Mercedes cars like yours means we truly understand how much your vehicle means to you and what you're looking for when it comes to finding the right coverage.

We understand that no two classic cars and their owners are the same, so carefully tailor your Mercedes insurance exactly the way you want.

To speak to our experts today, give us a call or request a call back at a time to suit you.

Benefits of classic car cover with us

With over three decades of experience arranging classic insurance policies, we're the specialists you need to cover your S-Class. Heritage coverage from us comes with a host of benefits to suit every owner and their motor.

Limited mileage discounts

Are you a weekend-only or fair-weather driver? Lower mileage could result in lower premiums.

Free cover across the EU

Planning a European road trip in your classic Merc? We'll cover your car for up to 90 days completely free. Going for longer? Add up to an additional 60 days on your policy.

Choice of repairer

If you have a preferred garage that knows your car, we’re happy for you to choose your own repairer.

24-hour claims hotline

Our 24-hour claims team is there to help in the event of any accident or theft.

Mercedes-Benz club members' discount

Many classic Mercedes owners enjoy being part of the car club community. If you’re a club member, talk to us about a possible reduction in your premium.

SORN cover

Taking your car off the road for a while? Whether you're planning a modification or simply storing it through the winter, let us keep it protected.

Save money with multi car insurance policies

Own more than one classic motor? Tell us which vehicles you want to cover, and we'll arrange a discounted plan.

Optional extras for your Mercedes insurance

We understand that every owner and their Merc is different, so offer a variety of ways to customise your insurance policy to suit your personal preferences and budget.

Take a look at our optional add-ons available to all our customers:

  • Breakdown protection: Even the most cherished motors can run into trouble. Add breakdown cover to get you back on the road in the UK and overseas. Breakdown protection costs a total of £14.95.
  • Key and gadget cover: Misplaced your keys? We'll protect them and pay for replacements if necessary. Key cover costs a total of £19.95 whilst gadget cover costs a total of £49.95.
  • Legal protection: After an accident, legal help can set you back a small fortune. Let us help you cover those expensive legal fees. Legal protection costs a total of £34.95

As an optional extra to your cover, you could also consider:

  • Agreed valuation: Worried about market fluctuations affecting your vehicle's worth? Add this extra and our valuation expert will agree its worth with you, which we guarantee back in the event of a total loss claim. Two-year agreed valuation costs a total of £18.

What cars are eligible for classic insurance?

HMRC classes 15-year-old vehicles as classics, while they need to be 40 for tax purposes. Some insurers won't cover those younger than 20 years old, but that's not the case with us.

At Lancaster Insurance Services, we believe some cars were built to have classic status, however old or new. We'll protect your Mercedes whether it's an iconic classic from the swinging '60s or a newer SUV model. It’s more about how you use your motor so get in touch for a quick quote today.

Why classic car owners choose Lancaster Insurance Services

As a classic car owner, you want to find protection for your Merc you can trust – and you've come to the right place. The team at Lancaster Insurance Services are vintage vehicle enthusiasts and have years of experience protecting motors like yours.

We've been creating custom-made insurance policies for over three decades and understand that every owner and their car is unique. Choose from our range of optional extras and types of insurance policy and we'll come up with the right cover to suit your needs at a competitive rate:

  • Free foreign cover (up to 90 days in the EU)
  • Choice of repairer
  • Salvage retention
  • Cover for your gadgets and keys
  • Historic rally and static show protection
  • Sorn cover
  • Breakdown cover
  • 24-hour claims hotline
  • Discounts for club members
  • Low mileage reductions
  • Two-year agreed value for £18

Take a look at what our other customers have said about our premium service with our 5-star Trustpilot reviews.

To get Mercedes insurance for your classic car, contact our team today. Call us on 01480 484826, ask us to call you back, or fill out our contact form online.

Affordable cover for Mercedes-Benz club members

Are you a classic car club member and hoping to save money on your premiums? We've got you covered.

Our passion for vintage motors has allowed us to work closely with a range of classic car owners' clubs across the country for almost three decades. Our close connection and ongoing support for these clubs means we're able to offer their members exclusive discounts on the cost of insurance.

You can find out more about our work with classic car clubs, collectors and owners on our website.

Do you cover other classic cars?

Yes! Our love for everything vintage means our coverage options don't stop with your Mercedes. Our tailor-made insurance can cover a range of vehicles including:

  • Quad bikes
  • Electric cars
  • Military vehicles
  • Modified motors
  • Campervans and motorhomes
  • Wedding vehicles
  • Kit conversions
  • 4x4s

Own one of these, too? Chat with our team about classic cover and whether you can take advantage of our multi-car insurance plans.

Get Mercedes-Benz insurance quotes

Getting a quick quote for your Mercedes-Benz has never been easier. Call our team or fill out the online form to get a competitive quote in minutes.

Have these details to hand:

  • Your personal information (Full name, DOB, address, email, and telephone)
  • Driver’s licence and history
  • Employment information
  • Vehicles' reg and mileage
  • Modifications
  • Annual mileage
  • Chosen optional extras

Once we have all the information we need, we'll use our trusted panel of insurers to secure an instant quote that fits your needs and budget.

Get protection from the specialists today

Your Mercedes-Benz is a treasured investment, and one you'll want to protect for years to come.

With a passion for the classics and over three decades of experience protecting these amazing motors, we're the experts you need to get your vehicle covered.

Get in touch with Lancaster Insurance Services for a quick quote today.

As market valuations fluctuate so much, you risk losing a chunk of your investment after an accident.

With an agreed valuation, we'll send out an expert to assess your Mercedes and agree its worth with you. The best bit? In the event of a total loss claim, we guarantee the full agreed figure back, so you can secure a replacement without burning a hole in your pocket.


As classic owners tend to drive less often and take better care of their investment, Mercedes insurance might be less than you think.

Our team of experts use a variety of factors to determine the cost of your premiums, based on your personal circumstances. These factors include:

  • Your age, location, and employment
  • Where you keep your Merc when not in use
  • Your agreed voluntary excess
  • The extras you choose
  • Past claims and convictions
  • Modifications to your motor
  • Annual mileage

For a competitive quote based on your personal circumstances, get in touch today.

Looking to reduce the price of your Mercedes coverage? Here are a few ideas:

  • Become a classic club member
  • Improve your car’s security measures
  • Lower your annual mileage

Ready to make some of these changes? Give us a call to see how it'll affect your current rates first.

Classic car owners come to us to protect a huge range of classic Mercedes cars, including:

  • 500E
  • 300D Adenauer
  • 300 SL Gull-Wing Coupe
  • 190 SL
  • G-Class
  • 190E Cosworth
  • 600 Pullman

Can't find your vehicle on our list? Don't worry! Speak to one of our team over the phone to discuss your model or get an online quote for your classic Mercedes in minutes.