Classic VW insurance

Classic VW insurance


Are you the proud owner of a classic VW? Get specialist cover at the right price with Lancaster Insurance Services.

Is there any better feeling than cruising along in your vintage VW? Whether you own a classic Volkswagen Bug, Karmann Ghia or Golf GTI, you'll need specialist insurance to protect your classic motor.

At Lancaster Insurance Services, we're just as passionate about classics as you are. We understand every vehicle and its owner are unique, which is why we carefully tailor each policy to fit your individual circumstances.

Benefits at a glance

Classic VW insurance policies from us can include:

  • Up to 90 days free protection across the European Union
  • Special discounts for club members
  • Limited mileage discounts
  • (Costs an additional £18 and is an optional extra of the standard cover within our policy)
  • Salvage retention
  • Laid up cover

Looking for a competitive quote for your VW car? Call the Lancaster Insurance Services team today on 01480 484826.

Why choose classic car insurance for your VW?

Your classic VW is no ordinary motor – it's your prized possession!

Protection from Lancaster Insurance Services does just that. We know how much time and effort goes into maintaining your pride and joy and use our broad range of trusted insurers to come up with the perfect fit at the right price.

Simply get in touch with our team of specialists over the phone or fill out your details in our online form and we'll come back to you with a quote in minutes.

A brief overview of the VW company

Originating in Germany in the 1930s, Volkswagen has produced some of the most recognised vehicles worldwide.

From the quintessential GTI hatchback we all know and love to one of the most iconic motors of the swinging 60s, Volkswagen has secured its place in classic car history.

Other famous favourites include its first sports coupe, the Scirocco, and the beloved VW campervans, which were first produced in the 1950s. Since then, the Type 1 has gone through various upgrades, with the most recent Type 7 camper being released in 2022, showing they're still as popular as ever.

Benefits of insuring your classic VW with us

Our wealth of experience in classic car insurance is why classic VW owners have been choosing to protect their cars with us for over three decades. As vintage vehicle enthusiasts ourselves, we understand the level of protection you need for your prized possession.

Limited mileage offers

We understand that you might only take your classic VW for a spin every now and again, which is why we offer discounts when you keep your mileage low.

Free cover across the EU

Taking your Golf for a European tour? Our policies come with 90 days free cover throughout the European Union with the optional extra to extend for an additional 60 days.

Choice of repairer

Got a trusted garage who's looked after your Volkswagen for years? No problem. When you take out cover with us, you get to pick the repairer.

Laid up cover

Whether you've got plans to repair and restore a vintage motor or are keeping it in storage over winter, we've got you covered.

24-hour claims hotline

It doesn't matter whether you need help day or night, our team is ready to guide you through the claims process.

Discounts for club members

Are you a member of a classic VW car club? Speak to our team about a possible reduction on your premiums.

Optional extras from Lancaster Insurance Services

There's no one size fits all when it comes to insuring vintage vehicles, which is why we offer a host of to tailor your policy to suit you.

  • Breakdown cover: Taking great care of your vehicle doesn't stop you from getting a flat tyre or breaking down. Add this extra and we'll get you back on the road in no time.
  • Legal cover: If you need legal help after an accident, we’ve got you covered.
  • Gadget cover: Let us protect all your gadgets, from phones to laptops and GPS to radios.

As an optional extra to your cover, you could also consider:

  • Agreed valuation: To protect the worth of your vehicle in a total loss claim, add a two-year agreed value for just £18.

How old does a car have to be to be a classic for insurance purposes?

When a car turns 15 and is worth a minimum of £15,000, HMRC defines it as a classic, but for tax purposes, a vehicle doesn't get classic status until it reaches 40 years old.

Now, that doesn't mean your vintage vehicle can't get classic insurance if it's younger when used in the true meaning of the word.

At Lancaster Insurance Services, we can insure modern classics as well as vintage favourites, because some cars were built for classic status.

How much is classic VW insurance?

No two vintage vehicles or owners are the same, so we base our competitive quotes on a variety of factors, including:

  • Your age
  • Home address
  • Where you work
  • Annual mileage
  • Previous claims and convictions
  • No claims bonus
  • Where you'll park your car
  • Your voluntary excess
  • Modifications to your VW

To get a quick quote based on your vehicle and circumstances, speak to our team today over the phone or by completing your information online.

Lancaster is the insurance broker of choice for classic car owners providing cover for over 88,000 classic cars (as of May 2019).

We arrange classic car insurance for over 40% of all MG Bs on the road and over 30% of all Land Rover 88s and MG Midgets – proving that classic car owners place their trust in us.

At Lancaster Classic Car Insurance, we aim to find the best price for your individual cover needs. We appreciate the importance of recognising the true value of your classic car and our team will be happy to talk to you through our benefits, such as agreed valuations and salvage retention.

We will offer you a tailored policy, bespoke to your requirements – this can include cover for:

Lancaster Insurance is committed to supporting the classic car clubs.

Owners club members may enjoy discounts of up to 25% off their insurance premium (the level of discount offered by each insurer differs and is subject to underwriting criteria).

Some of the classic car clubswe currently partner with include MG Owners ClubMX5 Owners ClubVW Golf MK1 Owners Club, VW T25 Club and many more.

If your club isn’t on our Classic Car Club page or wish to partner with Lancaster Insurance please call 01480 220065 or visit our Classic Car Club page for more details.

At Lancaster we understand that not every situation is the same, especially when it comes to Classic Cars.

That is why in addition to our Lancaster Classic Car insurance, we also can arrange the below:

  • Modified Classic Car Insurance
  • Multi-vehicle Insurance
  • Wedding Car Insurance
  • Limited Mileage Insurance
  • Laid Up Cover
  • Two Year Agreed Valuation

If you would like to know more details regarding the above offers, please call us on please call us on 01480 484826 or click here and we’ll call you back at a time that’s best for you.

Are you passionate about Classic Cars?

Here at Lancaster, we not only provide Classic Car Insurance but we’re constantly looking for ways to support the Classic Car community at events, sponsorship's, giveaways and sharing care tips for classic vehicles.

We’ve partnered with the team at Meguiar’s to showcase one of their awesome products each month.

This time we’re featuring the Meguiar’s Ultimate Snow Foam contains a specialized Xtreme Cling foaming action that delivers an intense foam that sticks and clings to painted surfaces gently loosening road grime, dirt and contaminants.

Fine-tuned to carefully and thoroughly clean coated, waxed or sealed finishes while preserving protection and leaving a brilliant, swirl-free shine.

We will listen to your requirements for cover, and discuss the best options with our panel of expert underwriters, to see if we can cover your cherished vehicle.

Call our specialist team on 01480 484826 or we’ll call you back at a time that’s best for you and let Lancaster Insurance help you.

In May 2018 the Department for Transport announced that cars that were built more than 40 years ago exempt from MOT testing, with the option for owners to voluntarily have their car tested if they feel it needs checking.

Can you cover a classic VW campervan?

Yes! We're proud to offer vintage vehicle insurance for all kinds of classic motor, including VW campervans. Your camper is a big investment and deserves specialist protection, which is why our campervan cover includes:

  • Gas bottle and awning cover
  • Windscreen protection
  • Discounts for motorhome club members
  • Up to 60 days cover across the EU
  • Personal effects protection up to £6,000

To protect your camper today, contact the Lancaster Insurance Services team for a quick quote.

Does it cost more to insure a modified VW?

When you modify your pride and joy, it often increases the amount you pay for coverage, which is why it's important to protect your vehicle with a specialist company to get the best deal available.

We offer modified vehicle policies, taking into account the specific changes made to your car to give you an accurate quote at a competitive rate.

Planning to modify an existing vehicle? Speak to us first to see how it might affect your premiums.

Is EU coverage the same as my UK policy?

Yes, when we cover VW models across the EU, you enjoy all the same perks as you do in the UK. Your insurance includes 90 days free EU cover, but you can add up to an additional 60 days by speaking to one of our helpful specialists.

You can also tailor your policy abroad with EU breakdown cover to get your vehicle back on the road quickly.

Why choose Lancaster Insurance Services for classic VW insurance?

Here at Lancaster Insurance Services, we can't get enough of classic motors, which is why we want to do everything possible to protect them now and into the future.

We understand the importance of each classic model and know just what your car means to you. That's why we carefully scan our panel of trusted insurers to come up with a policy tailored to your specific VW model and circumstances.

Your Beetle means the world to you, and that makes it just as important to us. We can send out our valuation expert to agree its worth with you, which we guarantee you get in a total loss claim.

Classic VW insurance with us comes with a range of benefits:

  • Historic rally and static show protection
  • Laid up cover
  • 24-hour claims hotline
  • Limit mileage discounts
  • Salvage retention
  • 2-year agreed value (£18)
  • Discounts for club members
  • Choice of repairer
  • Free EU cover (90 days)

Want to know what our other customers say about our insurance cover? Have a read of our 5-star reviews on Trustpilot.

To protect your classic motor today and create a policy based on your preferences, get in touch with our team.

Call Lancaster Insurance Services on 01480 484826, request a call back or complete your details online to get a quick quote.

Classic car club member discounts with Lancaster Insurance Services

Do you belong to a car club in the UK like the Volkswagen Owners Club? Let us know when you take out a policy and we could give you a discount!

We've worked with various classic clubs across the UK for almost three decades, building strong connections through our shared enthusiasm for these treasured vehicles.

By working together with these wonderful institutions, we're able to offer discounts to their members. Just speak to our team to see how it could affect your premiums.

Which classic VWs can you insure?

Our VW insurance cover spans a broad range of vehicles – here are just some of the models we cover:

  • Volkswagen Beetle
  • Brasília
  • Golf GTI
  • Karmann Ghia
  • Scirocco
  • Polo
  • Passat
  • Campervan
  • Corrado

Can't see your car on our list of models? Give our team a call to discuss insurance for your classic vehicle.

What other cover options are available?

Got another classic vehicle you need to cover? Our protection doesn't stop with VWs. Speak to our team about our other insurance options, which include:

  • Campervan cover
  • Motorhome insurance
  • Military vehicle protection
  • Wedding car cover
  • Multi-vehicle insurance
  • Kit car cover
  • Modified vehicle plans
  • 4x4 policies
  • Quad bike insurance
  • Electric car cover

Whatever classic vehicle you need to insure, contact Lancaster Insurance Services today to arrange specialist protection.

Get a classic VW insurance quote today

Contact Lancaster Insurance Services today by:

  • Calling us on 01480 484826
  • Requesting a call back at a more convenient time
  • Filling out our online form

To come up with a competitive quote for your car, we'll need a few details:

  • Your name, date of birth, and address
  • Email and phone number
  • Driving history and licence information
  • Employment details
  • Car's registration and mileage
  • Details of any vehicle modifications

You'll also need to let us know your average annual mileage and what add-ons or optional extras you'd like to add to your policy, as mentioned above.

Is it easy to file a claim?

Making a claim through our 24-hour helpline couldn't be easier. Simply provide your details and our experts will tell you everything you need to get started and guide you through the entire process.

In the event of theft, report the incident to the police and give us your unique crime reference number to file your claim.

If your vehicle suffers accidental damage, one of our surveyors will come and assess your car to see whether you're eligible to claim.

Have you got more questions regarding your policy and making a claim? Don't hesitate to call our helpful team on 01480 484806.

Protect your VW with the specialists today

Classic VWs deserve the best, and we're the experts you need to protect your investment.

With more than 35 years of experience tailoring policies to fit owners and their vehicles, we can put together the right cover at the right price for you.

Protect your vintage Golf, Beetle or other VW and get a car insurance quote today.