The Ford Cortina is a classic British car that has stood the test of time. With its iconic design and historic legacy, it is no surprise that many enthusiasts seek to own and protect these vehicles.
One of the crucial aspects of classic car ownership is obtaining the right insurance coverage. This guide provides an in-depth look into Ford Cortina insurance, helping classic car owners navigate the insurance landscape to secure the best possible coverage for their beloved vehicles.
Understanding Ford Cortina
The Ford Cortina, fondly known as the 'Tina' to some, is a quintessential symbol of British motoring history. The Ford model, which debuted in 1962 and continued into the mid-80s, was a staple on British roads in various forms including saloons, pickups, and estates.
Its timeless charm and enduring popularity make it a prized possession for classic Fords enthusiasts,
The appeal of classic Cortinas
Classic Ford Cortinas conjure up a strong sense of nostalgia, representing an era of British motoring that is fondly remembered. From the earliest ’62 vintage MK1s to mid-80s models, the Cortina is more than just a vehicle to its owners - it's a tangible piece of motoring history. Classic Ford owners often invest significant time, effort, and money into maintaining, restoring, and even modifying these vehicles.
Why specialist Ford Cortina insurance is important
Standard car insurance policies often fall short when it comes to classic cars like the Ford Cortina. These policies typically base their cover on the current market value of a car, which may not reflect the actual value of a classic car that has been meticulously maintained or restored.
Agreed value cover
One of the significant advantages of specialist classic car insurance is the option for an agreed value policy. Unlike standard policies that only pay out the current market value in the event of a claim, an agreed value policy pays out a pre-agreed value that accurately reflects the worth of your Ford Cortina. This is particularly beneficial for classic cars whose value may be significantly higher than their market value due to factors such as rarity, condition, and historical value.
Club membership discounts
Many classic car insurance providers recognise the value of club membership. Being a member of a registered classic car or Ford Cortina club often indicates a higher level of commitment and care for the vehicle.
As such, many insurance providers offer discounts on premiums for club members, which may allow you to enjoy some savings on your Ford Cortina insurance.
Modified car cover
Classic car enthusiasts often modify their vehicles for various reasons, from enhancing performance to personalising aesthetics. However, these modifications can complicate the insurance process, as many standard insurers may not cover modified cars. Specialist classic car insurers, on the other hand, can provide like-for-like cover for modifications, ensuring that your customised Cortina is fully protected.
Classic cars like the Ford Cortina often spend significant periods off the road, either during the winter months or while undergoing restoration.
During these periods, although the car isn't being driven, Laid-up policies provide coverage for your car while it's off the road, providing peace of mind that your classic car is protected at all times.
Track day and rally cover
Classic car enthusiasts often participate in track days and rallies to enjoy their vehicles and connect with other owners. However, these events can pose additional risks that may not be covered under a standard insurance policy. Specialist Ford Cortina insurance can offer cover for such events, allowing you to enjoy your classic car to the fullest with complete peace of mind.
Breakdown cover in the UK and EU
Provides support for towing, flat tire changes, and other roadside assistance in the event of a breakdown or mechanical issue. We offer breakdown cover as an optional add-on, throughout the whole of the UK and Europe.
Spare parts cover
Offers protection for the cost of replacement or repair for rare or specialised classic car parts.
Get financial protection against legal fees and losses if you’re involved in a non-fault accident. Legal protections is an optional add-on that we offer alongside our classic car insurance policies.
How to obtain a Ford Cortina insurance quote
Obtaining a quote for your Ford Cortina insurance is a straightforward process that can be accomplished via multiple methods. For the convenience of classic car owners, many insurers offer online quote forms. By providing the necessary details about your vehicle and driving history, you can quickly obtain a quote for your classic Ford insurance.
Alternatively, for those who prefer a more personalised approach, you can speak directly with a member of the insurance team over the phone. Be prepared to provide details about your classic Ford Cortina, such as its make, model, age, and estimated value. Information about your driving history and intended usage of the car will also be required.
Securing your classic Ford Cortina with the right Ford insurance coverage may be important in protecting your investment and peace of mind.
Specialist classic car insurance offers numerous benefits that may suit the needs of classic car owners, including agreed value cover, club membership discounts, modified car cover, laid-up policies, and track day and rally cover.
Obtaining a quote for your Ford Cortina is a simple process that can be accomplished online or over the phone, ensuring you can secure the best possible coverage for your classic car with ease.
Remember, owning a Ford Cortina isn’t just about having a car - it’s about owning a piece of history. Protect it with the right classic Ford insurance.
The cost of insuring a car can vary greatly and is influenced by several factors including the car's make and model, the driver's experience and driving history, the location where the car is kept, among others. The question, "Are Ford cars expensive to insure?" is not one with a straight forward answer.
The Ford Cortina, a medium-sized family car produced by Ford of Britain between 1962 and 1982, has stood the test of time and is considered reliable by many car enthusiasts and experts. Known for its robust build and quality engineering, the Ford Cortina has a reputation for longevity and durability.
It was designed with simplicity in mind, which contributes to its reliability. Its mechanical components are straightforward and easy to maintain, making it less prone to breakdowns and costly repairs. Furthermore, the car's performance and handling were highly regarded during its production years, increasing its reliability score.