Jaguar XJ6 Insurance

Jaguar XJ6 Insurance

You've got a Jaguar XJ6 parked in your garage - it's not just a car, it's an investment.

But are you aware of the ins and outs of insuring your prized possession? Don't worry, we're here to guide you. We'll help you understand the factors that influence your insurance rates, compare providers, and even share tips to lower your premiums.

Understanding the value of your Jaguar XJ6

You're about to uncover the true value of your Jaguar XJ6, which can significantly impact your insurance costs. You see, it's not just about the car's purchase price. The value of your Jaguar XJ6 extends beyond its shiny exterior and powerful engine. It's also the sum of its parts, its performance, and its history.

Consider its components. Your car's parts aren't just expensive; they're can be harder to find. That means if you're in an accident, repairs won't come cheap.

Then, there's performance. Your Jaguar XJ6 is a high-performance vehicle, capable of reaching impressive speeds. But that speed can be a double-edged sword. Insurance companies often view fast cars as high-risk, which can also inflate your insurance costs.

In the end, understanding your car's true value is crucial. It's not just about knowing what you've got—it's about making sure you're prepared for what can come.

Factors influencing the cost of insuring a Jaguar XJ6

Certain elements like your driving history, age, and where you live can significantly impact the cost of your policy.

For instance, if you're young with a high-risk driving record, you'll likely pay more for your car insurance. On the flip side, if you're older with a clean driving record, you may find your premiums are less. Why? Insurers see you as less likely to make a claim, reducing their risk.

The same goes for your location. If you live in a low-crime area, you'll likely pay less for car insurance because your car's less likely to be stolen or vandalised.

Another factor that can influence your car insurance cost is the car itself. The Jaguar models are luxury vehicles, and its parts can be expensive to replace. Therefore, your insurer might charge you more to cover these potential repair costs.

Ultimately, it's important to shop around and compare quotes from different insurance companies. You'll be surprised to see how much rates can vary for the same coverage. Using an insurance intermediary like Lancaster Insurance who can source their most competitive premium from a panel of providers. Check out our page for more information on insuring Jaguar cars.

Comparing insurance providers for your Jaguar XJ6

When it comes to choosing a provider to insure your vehicle, it's essential that you don't just settle for the first quote you get. Your Jaguar XJ6 deserves the best protection and it's your job to ensure it gets just that.

Start by making contact and getting quotes from multiple insurance providers. Don't just look at the cost, but also take into account the type of cover. What's included? What's not? Are there any extras benefits you might need?

Get a quote for Jaguar XJ6 insurance

To get a quote for your Jaguar XJ6 or to receive a quote for any of our other insurance products, you can get a quote through our website by clicking here. If you would like to speak to one of our Jaguar XJ6 agents, you can give us a call on 01480 484 826.

Does adding modifications to my classic car increase my car insurance premium?

Modifying your classic car can be a thrilling experience. You get to add a personal touch, enhance performance, or perhaps boost aesthetic appeal. However, an often overlooked aspect is the potential impact these mods can have on your insurance premiums.

Adding modifications to your classic car can increase car insurance costs in many cases. This is because modifications can significantly increase the value of the vehicle, thereby increasing the cost to repair or replace it in case of an accident. Additionally, some modifications can increase the risk of accidents or theft, which insurers take into account when calculating your tailored car insurance premium.

Therefore, while it’s exciting to customise your car to your liking, it’s equally important to consider the financial implications. Before adding any modifications, it’s advisable to discuss with your car insurance provider over phone to understand how it might affect your car insurance rates.

This way, you can make an informed decision that balances your desire for a unique classic car and the need for affordable insurance coverage.

Tips to lower your Jaguar XJ6 car insurance costs

It's possible to bring down your vehicle coverage costs with a few smart strategies. You might be wondering how, right? Okay, let's dive in.

Maintaining a clean driving record is essential. Car insurance companies love safe drivers. The fewer accidents you have, the lower your premium will be. So, always keep safety at the forefront when cruising in your Jaguar XJ6.

Think about increasing your excess. Yes, you'll have to pay more if you've an accident, but it can sometimes lower your monthly payments. It's a calculated risk that could pay off in the long run, however in the event of a claim make sure you can afford to pay excess.

Key takeaways: securing the best insurance for your Jaguar XJ6

So, you've learned some handy tips to secure the best coverage for your luxury vehicle, haven't you? But let's recap, just to make sure you're on the right track to protect your Jaguar XJ6.

  • Consider the safety features of your Jaguar XJ6. Enhanced safety features could lower your premium.

  • Maintain a clean driving record. It's one of the most effective ways to keep your insurance costs down.

At Lancaster Insurance, we have been proudly arranging classic car insurance for over 35 years.

Specialising in arranging cover for your cherished vehicle, our tailored and comprehensive policies are designed to protect your investment.

Lancaster Insurance has access to some of the most competitive classic car, vintage car and classic vehicle insurance schemes in the UK.

We work with carefully selected underwriters to enable us to offer both comprehensive and bespoke insurance solutions, with our customers in mind.

Using our wealth of experience and knowledge of the industry, we are able to quote for virtually every classic car available.

To speak to a member of our specialist classic car customer service team call 01480 484826 or we’ll call you back at a time that’s best for you.

Available benefits at a glance

  • Car Club member discounts up to 25%
  • Static Show Cover
  • Historic Rally Cover
  • Choice of repairer
  • Salvage Retention
  • Free EU cover up to 90 days
  • Two Year Agreed Valuation
  • Laid Up Cover Available*
  • 24 Hour Claims Helpline
  • UK Based Call Centre
  • Limit Mileage Discounts

*(available for £18)

Why Choose Lancaster Classic Car Insurance?

  • Classic Car That’s Hard to Insure?
  • Classic Car MoT Exemptions
  • Classic Car Insurance Quote
  • Classic Car Insurance Discounts and Benefits:
    • Car Club member discounts up to 25%
    • Static Show Cover
    • Historic Rally Cover
    • Choice of repairer
    • Salvage Retention
    • Free EU cover up to 90 days
    • Two Year Agreed Valuation available for £18
    • Laid Up Cover Available
    • 24 Hour Claims Helpline
    • UK Based Call Centre
    • Limit Mileage Discounts

Lancaster is the insurance broker of choice for classic car owners providing cover for over 88,000 classic cars (as of May 2019).

We arrange classic car insurance for over 40% of all MG Bs on the road and over 30% of all Land Rover 88s and MG Midgets – proving that classic car owners place their trust in us.

At Lancaster Classic Car Insurance, we aim to find the best price for your individual cover needs. We appreciate the importance of recognising the true value of your classic car and our team will be happy to talk to you through our benefits, such as agreed valuations and salvage retention.

We will offer you a tailored policy, bespoke to your requirements – this can include cover for:

Lancaster Insurance is committed to supporting the classic car clubs.

Owners club members may enjoy discounts of up to 25% off their insurance premium (the level of discount offered by each insurer differs and is subject to underwriting criteria).

Some of the classic car clubswe currently partner with include MG Owners ClubMX5 Owners ClubVW Golf MK1 Owners Club, VW T25 Club and many more.

If your club isn’t on our Classic Car Club page or wish to partner with Lancaster Insurance please call 01480 220065 or visit our Classic Car Club page for more details.

At Lancaster we understand that not every situation is the same, especially when it comes to Classic Cars.

That is why in addition to our Lancaster Classic Car insurance, we also can arrange the below:

  • Modified Classic Car Insurance
  • Multi-vehicle Insurance
  • Wedding Car Insurance
  • Limited Mileage Insurance
  • Laid Up Cover
  • Two Year Agreed Valuation

If you would like to know more details regarding the above offers, please call us on please call us on 01480 484826 or click here and we’ll call you back at a time that’s best for you.

Are you passionate about Classic Cars?

Here at Lancaster, we not only provide Classic Car Insurance but we’re constantly looking for ways to support the Classic Car community at events, sponsorship's, giveaways and sharing care tips for classic vehicles.

We’ve partnered with the team at Meguiar’s to showcase one of their awesome products each month.

This time we’re featuring the Meguiar’s Ultimate Snow Foam contains a specialized Xtreme Cling foaming action that delivers an intense foam that sticks and clings to painted surfaces gently loosening road grime, dirt and contaminants.

Fine-tuned to carefully and thoroughly clean coated, waxed or sealed finishes while preserving protection and leaving a brilliant, swirl-free shine.

We will listen to your requirements for cover, and discuss the best options with our panel of expert underwriters, to see if we can cover your cherished vehicle.

Call our specialist team on 01480 484826 or we’ll call you back at a time that’s best for you and let Lancaster Insurance help you.

In May 2018 the Department for Transport announced that cars that were built more than 40 years ago exempt from MOT testing, with the option for owners to voluntarily have their car tested if they feel it needs checking.

The Jaguar XJ6 certainly holds its place in the hall of classic cars. Known for its opulent style, luxurious ride and impressive performance, the XJ6 set new standards in the automotive world when it was first introduced.

With its sleek lines, iconic grille and unmistakable leaping Jaguar hood ornament, it exudes timeless elegance that is quintessentially British. Not only is the Jaguar XJ6 a classic car, but it's also a symbol of automotive excellence and heritage. It's a car that has left an indelible mark on the landscape of motoring, making it a true classic in every sense of the word.

Yes indeed, the Jaguar XJ6 is a rear-wheel drive vehicle. This luxurious from the prestigious British automaker Jaguar, is known for its smooth handling on the road. Its rear-wheel drive configuration ensures excellent traction, stability, and control, especially when cornering at high speeds.

This feature contributes significantly to the car's dynamic driving experience, making it a top choice for drivers who crave both comfort and performance.

Absolutely, the Jaguar XJ6 is indeed equipped with a longer wheelbase, providing an enhanced level of stability and comfort on the road. This luxurious vehicle is renowned for its extended dimensions, which contributes to its refined performance and spacious, comfortable interior.

The wheelbase of the XJ6 not only enhances its elegant aesthetic but also ensures a smoother, more controlled ride to the benefit of the driver. It's a key feature that adds to the driving pleasure and passenger comfort, making every journey in this iconic car a truly premium experience.

The Jaguar Enthusiasts' Club is not just a gathering of Jaguar owners but a community of owners who share a common pride and passion for the Jaguar car range. It provides an excellent platform for fans to exchange ideas, information, and interesting stories about their beloved Jaguars models.

The Jaguar drivers club organises a plethora of events throughout the year including rallies, shows, and dinners that create opportunities for members to showcase their prized possessions and mingle with like-minded enthusiasts. Being a part of the Jaguar enthusiasts club also comes with a host of benefits such as access to technical advice, parts and services discounts, and a monthly magazine.

When your vehicle decides to take an unexpected break. offering services such as roadside assistance, motor recovery, home start service and onward travel options.

Many classic car insurance providers offer discounts for limited mileage. If you drive your motor only occasionally, you will be doing fewer miles therefore this can significantly lower your classic car insurance premium.

Classic car insurance considers the 'agreed value' of your vehicle, not its actual cash value. That means insurance groups and the driver agree on a value for your classic car at the insurance inception. If there's a total loss, you'll receive that full agreed value, less any applicable excess. With Lancaster Insurance policies, agreed value is an £18 optional extra.

When we talk about classic cars, Jaguar, the British luxury car manufacturer, certainly comes to mind. Let's start with the Jaguar E-Type. Launched in 1961, this beauty was noted for its high performance, sleek design and competitive pricing, and has often been hailed as one of the most beautiful cars ever made.

Then, there is the Jaguar Mark 2. Introduced in 1959, it was a fast and capable saloon car that became a symbol of 1960s Britain. Another classic is the Jaguar XK120, which was manufactured between 1948 and 1954. It was renowned for its incredible speed and stunning design.

Finally, the Jaguar D-Type, a sports racing performance car produced between 1954 and 1957, deserves a mention for its innovative design and racing prowess. These are just a few examples of the iconic classic cars produced by Jaguar over the years. Each has its own story and holds a special place in automotive history.

When is a car classed as a classic car?

For us, defining a classic car is the million dollar question as it is almost impossible to define a ‘classic.’

It’s as much about the way a vehicle is treasured and loved as it about the age of the vehicle itself.

Whilst HMRC may define a car as a classic for BIK purposes when it reaches 15 years old, in practice, many younger cars (MGTF, MX5 etc) can be insured as a classic car if they are used in the true classic sense

What is the difference between classic car insurance and regular insurance?

Generally, classic car insurance is often cheaper due to the mileage being lower than that of a standard car and because the car is more likely to be well looked after by its owners.

We also offer a Limited Mileage Discount as well as other benefits such as a Two-Year Agreed Valuation and Club Member discounts for our classic car enthusiasts.

What is meant by an ‘agreed valuation’?

In the event of a total loss claim, the amount paid will be the sum agreed on the current valuation certificate less any policy excess.

At Lancaster, our expert Valuation Officer will review each of the valuation forms submitted to ensure that the vehicle has been valued correctly and is in line with the current market. We now offer a Two-Year Agreed Valuation meaning it’s only compulsory to complete the valuation process every 2 years.

You can of course, complete every year if you believe your valuation has changed. You can find out more on our Agreed Valuation page.

Why should you buy a classic car?

Buying a classic car is so much more than just an investment opportunity and often marks the start of a great adventure.

Purchasing a classic car can bring a great deal of excitement and enthusiasm - whether it’s the unique aroma or that classic interior, the distinct smell of Castrol oil, the look of admiration from passers-by, or simply the joy of ‘real’ driving – there are countless reasons to buy a classic car.

If you are wondering what makes a classic car valuable, have read of our recent article.

What are the most popular classic cars?

Checking out some of the top ten lists is a good place to start if you want some ideas for which classic car to buy.

We’ve pulled together a list of the top 10 classic cars we insure - which vehicles would make your list?

Lancaster Top 10 classic cars we insure

  1. MGB
  2. Mazda MX5
  3. Landrover 88 / 90
  4. MG Midget
  5. MG TF
  6. Volkswagen Golf
  7. Austin Mini
  8. LandRover Discovery
  9. Ford Escort
  10. Morris Minor

For more top ten lists, take a look at our recent blog.

Car insurance you can trust

Here at Lancaster Insurance, we want to ensure that our customers can pick up the phone or get in contact with us and trust the insurance specialists they're speaking with.

Your classic car is important to you, and that makes it important for our team to give you the best coverage and insurance for your beloved vehicle.

We don't want our customers to be put in a situation where they can't reach out to us to talk about their claims either.

That's why we have a dedicated 24-hour claims helpline for all Lancaster Insurance customers.

If you want to see what our customers have to say about us, take a look at our 5-star reviews on Trustpilot.

Car insurance to suit your needs

We want to make sure our customers have a great selection of benefits that will suit them in a range of different circumstances.

Lancaster Insurance offers worthwhile benefits such as Car club member discounts (up to 25%) and free EU cover up to 90 days.

We insure your vintage vehicle/classic car with our highly-rated classic car insurance regardless of whether your classic car is usually hard to cover with the right benefits.

Fill out our online form and talk to one of our dedicated specialists about your new or existing quote.

Vintage car insurance

Join over 85,000 classic car owners by using Lancaster Insurance.

Still not sure? Not only do we offer a wide range of benefits, discounts, and have a 24-hour claims support line, but our insurance policies provide value for our customers.

With our Agreed Value service, we ask you to submit photos and a form.

We then use our expert valuation team to agree the value of the vehicle. Once your value has been agreed, we guarantee the value of the vehicle, in the event of a total loss claim.

Most other insurance providers don’t provide this service for their customers, another reason why we’re proud of the insurance cover that we currently offer

Our insurance premiums for our classic cars are well trusted by our customers

Lancaster car insurance policy

While we insure classic cars/vintage vehicles, we are also classic car enthusiasts ourselves! We are always trying to find ways to support the classic car community through sponsorships, events, giveaways, and by sharing care tips for classic vehicles.

Insuring your classic car with Lancaster - Hard to insure cars

Sometimes, due to a number of reasons, you may have found that your classic car has been difficult to insure with the right benefits.

Here at Lancaster Insurance, we know that vintage car insurance that suits you may be difficult to come by.

We will discuss the best options for your vehicle with our panel of expert underwriters and evaluate whether we can offer a car insurance policy to suit your needs.

If you're looking at taking out a car insurance policy/vintage car insurance with us, call our specialist team on 01480 484826.

Alternatively, you can fill out our online form and we'll give you a call back.

Our car insurance guides

From classic car care tips, event news, classic car guides, classic vehicle focus articles, owner highlights, and car insurance guides we have a news page dedicated to keeping our customers and website users up-to-date with our latest company updates and helpful tips in regards to classic cars.

Take a look at our latest news to get a better and see what our classic car enthusiasts have been talking about! 

Classic car cover

Car insurance policy holders know that comprehensive classic car cover is essential for your beloved vehicle. 

The older a car gets, and the more mileage your car goes through each year, the need for a car insurance policy that you can trust increases.

Alternatively, you may have other vehicles, motorhomes, campervans, and 4x4s that you would like insuring as well.

Luckily, we have a range of insurance services available to cover you and your much loved vehicle. 

Car insurance quotes - what to expect

We like to keep our car insurance quotes competitively priced for our customers to make the policy we offer affordable as a baseline for our standard car insurance.

If our competitive pricing, and list of benefits aren't enough to get you interested, take a look at everything else we offer as well:

  • Modified Classic Car Insurance
  • Multi-vehicle Insurance
  • Wedding Car Insurance available
  • Limited Mileage Insurance
  • Laid Up Cover available
  • Two Year Agreed Valuation
  • Salvage Retention cover available.
  • Static Car Show Cover available

If you're looking at taking out a car insurance policy/vintage car insurance with us, call our specialist team on 01480 484826.

Alternatively, you can click here and we'll give you a call back.

Insure your vintage vehicle - 5-star rated insurance

We have an Excellent rating on Trustpilot which we're extremely proud of. 

We have been arranging car insurance for classic cars for over 35 years and we're happy to see that we're still delivering on our aim of offering competitively priced, quality vehicle insurance for all of our customers.

Lancaster's standard car insurance

Car insurance is essential for anyone who owns a car, so getting the right cover for your needs is extremely important.

If you're into the classics when it comes to your taste in cars and want to make sure you get the right kind of cover, you can be secure in knowing that over 885,000 others have made the decision to take out some form of car insurance/vehicle insurance with us!

Insurance for your classic car can often be cheaper than standard car insurance due to lower mileage and overall condition of the car, fill out our online form to find out how much your next policy for your classic car could be.