Rover Mini Insurance

Rover Mini Insurance

The Rover Mini, a quintessential British classic, evokes a sense of nostalgia amongst car enthusiasts. Owning one is a privilege, and safeguarding it with the right classic car insurance may be important. This guide unravels the intricacies of Rover Mini insurance and helps you make an informed decision.

Introduction to Rover Mini

The legacy of Rover Mini

The Rover Mini, an emblem of the British motoring industry, made its final curtain call in 2000. This culmination of a 41-year journey marked the end of an era for the original Mini.

The Rover Mini, particularly its Cooper variants, evolved into a sporty, aspirational, and upmarket symbol.

The Rover Mini's unique identity

Despite retaining the classic Mini silhouette, the Rover Mini carved its niche with optional 'Sports Packs' for the Cooper versions. This pack introduced 13-inch versions of the iconic Minilite wheels and unique wide arches, creating a distinctively sporty aesthetic.

The power within a Rover Mini

The Rover Mini housed a 1.3-litre multi-point fuel-injected four-cylinder engine, generating 63PS (46kW) in Cooper models.

The later models, equipped with optional John Cooper Works conversion kits, delivering up to 90PS (66kW), are rare gems in the automotive world.

Customising your Rover Mini Insurance

Additional add-ons

Beyond the standard features of a classic Mini insurance policy, there are several additional add-ons and extras that you might want to consider. These addons come with an additional cost to the policy, get in touch with us on 01480 484 826  for more information.

  • Breakdown cover provides roadside assistance and vehicle recovery across the UK and Europe.
  • Legal cover can provide support in case you need to pursue a third party for a claim or recover uninsured losses. We can help towards the cost of legal fees if a claim goes to court..

Special discounts for classic car club members

Belong to a classic Rover Mini club? Speak to our team about club member discounts.

Features of a Lancaster classic car insurance policy

Agreed value and limited mileage

One of the key features of classic Rover Mini insurance is the optional extra of agreed value cover. Essentially, it provides a fixed payout in case your classic Rover is written off.

Agree the true value of your classic Rover Mini with our valuation team and we guarantee that amount back in a total loss claim, less any policy excess.

Many classic insurance providers offer discounts for limited mileage. If you drive your classic car only occasionally, this can significantly lower your premium.

Salvage retention and modification cover

In case your car is declared a total loss, salvage retention rights allow you to purchase the remaining salvage of your vehicle if it is deemed a total loss. Modification cover protects any alterations made to your classic car.

Free EU cover

Lancaster aims to provide you with cover to travel to all EU countries and beyond, depending on your destination and duration of travel. There is free EU cover for up to 90 days that provides the same level of cover as in the UK.

Choice of repairer

Got a preferred car garage who works on your pride and joy? The insurer will consider you using the repairer in the event an incident occurs.

Lancaster is the insurance broker of choice for classic car owners providing cover for over 88,000 classic cars (as of May 2019).

We arrange classic car insurance for over 40% of all MG Bs on the road and over 30% of all Land Rover 88s and MG Midgets – proving that classic car owners place their trust in us.

At Lancaster Classic Car Insurance, we aim to find the best price for your individual cover needs. We appreciate the importance of recognising the true value of your classic car and our team will be happy to talk to you through our benefits, such as agreed valuations and salvage retention.

We will offer you a tailored policy, bespoke to your requirements – this can include cover for:

Lancaster Insurance is committed to supporting the classic car clubs.

Owners club members may enjoy discounts of up to 25% off their insurance premium (the level of discount offered by each insurer differs and is subject to underwriting criteria).

Some of the classic car clubswe currently partner with include MG Owners ClubMX5 Owners ClubVW Golf MK1 Owners Club, VW T25 Club and many more.

If your club isn’t on our Classic Car Club page or wish to partner with Lancaster Insurance please call 01480 220065 or visit our Classic Car Club page for more details.

At Lancaster we understand that not every situation is the same, especially when it comes to Classic Cars.

That is why in addition to our Lancaster Classic Car insurance, we also can arrange the below:

  • Modified Classic Car Insurance
  • Multi-vehicle Insurance
  • Wedding Car Insurance
  • Limited Mileage Insurance
  • Laid Up Cover
  • Two Year Agreed Valuation

If you would like to know more details regarding the above offers, please call us on please call us on 01480 484826 or click here and we’ll call you back at a time that’s best for you.

Are you passionate about Classic Cars?

Here at Lancaster, we not only provide Classic Car Insurance but we’re constantly looking for ways to support the Classic Car community at events, sponsorship's, giveaways and sharing care tips for classic vehicles.

We’ve partnered with the team at Meguiar’s to showcase one of their awesome products each month.

This time we’re featuring the Meguiar’s Ultimate Snow Foam contains a specialized Xtreme Cling foaming action that delivers an intense foam that sticks and clings to painted surfaces gently loosening road grime, dirt and contaminants.

Fine-tuned to carefully and thoroughly clean coated, waxed or sealed finishes while preserving protection and leaving a brilliant, swirl-free shine.

We will listen to your requirements for cover, and discuss the best options with our panel of expert underwriters, to see if we can cover your cherished vehicle.

Call our specialist team on 01480 484826 or we’ll call you back at a time that’s best for you and let Lancaster Insurance help you.

In May 2018 the Department for Transport announced that cars that were built more than 40 years ago exempt from MOT testing, with the option for owners to voluntarily have their car tested if they feel it needs checking.

Securing car insurance for a classic car like the Rover Mini presents unique hurdles.

Traditional car insurance brokers, accustomed to dealing with modern cars, may not fully comprehend the complexities and nuances associated with insuring a classic.

The role of insurance groups

Understanding car insurance groups is pivotal in determining the premium for your Rover Mini insurance. These groups are largely based on factors like:

  • Engine size
  • Top speed
  • Acceleration
  • Modifications
  • Spec trim
  • List price

The convenience of online insurance

Online car insurance quotes

With Lancaster, you can get an online quote for your classic vehicle 24/7. For a classic Rover mini car insurance quote or more information about insurance products, visit this link or call 01480 484 826 to talk to an insurance specialist.

24-hour claims helpline

Lancaster's call centre is available seven days a week to assist you. So, whether you need to file a claim day or night, our team based in the UK are always on call.

Get your Rover Mini insurance quote today

Protect your classic Rover Mini with the right insurance. For a classic mini insurance quote or more information about insurance products, visit this link or call 01480 484 826 to talk to an insurance specialist.


The Rover Mini is more than just a car—it's a piece of history on wheels. And just like any valuable possession, it deserves the best protection so give us a call on 01480 484826 for a quote.

Insurance checklist

Before you sign up for your Rover Mini insurance, ensure the following:

  • You have a clear understanding of the coverage
  • Your suits your needs (agreed value, limited mileage, salvage retention, and modification cover).
  • You have considered the costs of insuring a classic car
  • You have read and understood the terms and conditions of a classic cars policy

Remember, when it comes to insurance, it pays to be well-informed. After all, the Rover Mini is not just a car—it's a classic!