Vauxhall Viva Insurance

Vauxhall Viva Insurance


Classic beauty paired with exemplary performance; that's the Vauxhall Viva for you. An icon on the roads since the 1960s, this majestic vehicle truly justifies the tag 'classic'.

Navigate through the world of classic car insurance, and discover the perfect blend of value, coverage, and peace of mind for your Vauxhall Viva.

Understanding the importance of Vauxhall Viva car insurance

Owning a classic car like a Vauxhall Viva is not just about the joy of driving a piece of automotive history, it's also about the pride in preserving and protecting it. This is where the importance of classic car insurance for a Vauxhall Viva comes into play. Insurance is not only a legal requirement but also a savvy investment that safeguards your precious asset against any unforeseen circumstances such as accidents, theft, or damage.

Classic cars, with their rare parts and expensive restorations, often have much higher repair costs compared to modern vehicles. This is why some insurance policies offer comprehensive insurance.

What makes the Vauxhall Viva an iconic classic car?

The Vauxhall Viva not only encapsulates the spirit of a bygone era but also stands as a testament to automotive excellence, making it an undeniable classic.

The Vauxhall Viva's design is instantly recognisable, with its distinct British styling that exudes a sense of sophistication and class. It features a compact and practical body, with clean lines and an elegant simplicity that harks back to the golden age of motoring. Its quintessentially British character is further accentuated by its polished chrome finishes and the unique insignia that proudly signifies its heritage.

Underneath its attractive exterior lies a marvel of engineering. The Viva was designed to provide an accessible yet enjoyable driving experience, with a responsive engine and nimble handling that made it a joy to drive. Despite its modest size, the car was known for its impressive reliability and durability, which is why many of these vehicles still run smoothly today.

The Vauxhall Viva holds a special place in the hearts of many car enthusiasts, evoking memories of simpler times. Its very presence is enough to transport one back to the 1960s and 70s when it was one of the most popular cars on British roads. The Viva is more than just a car; it's a symbol of an era defined by optimism and innovation.

Deciphering the different types of Vauxhall car insurance coverage

It's vital to ensure your car's protection. When it comes to insuring your Vauxhall Viva, you've got a few different options.

Here's a quick breakdown to help you get started:

Type of Coverage

What's covered


Third party, fire and theft


Damage you cause to other vehicles, fire and/or theft claims




Damage you cause to others, damage to your car from an incident, also including theft and fire claims

Why get a Vauxhall Insurance quote from Lancaster?

As a leading classic car insurer in the UK, we have been arranging Vauxhall car insurance for 35 years.

With a wealth of knowledge and expertise, we can insure a huge array of models and you can receive a quote in only a few minutes.

We have lots of benefits available for our customers including:

  • Limited Mileage Discounts
  • Free European Cover
  • Club Member Discounts
  • Agreed Valuation

Costs factors of Vauxhall Viva car insurance

Insuring a classic car, like the Vauxhall Viva, can be a bit different than insuring a modern vehicle. The cost factors for Vauxhall Viva classic car insurance involve several unique considerations.The age and rarity of the vehicle can significantly influence car insurance quotes. A classic car often requires specialised repair techniques or replacement parts that are no longer in production, which can increase repair costs following an accident.

The condition of the vehicle also plays a major role. A Vauxhall Viva in mint condition is likely to cost more to insure than one that has seen better days. Moreover, the storage conditions for your classic car can also affect your insurance quote. Ideally, a classic car like the Vauxhall Viva should be stored in a secure, covered location to protect it from the elements and potential theft.

How often you drive your Vauxhall Viva will influence your car insurance costs. If you only take it out for occasional pleasure drives or parades, you could qualify for lower rates than if it's your daily vehicle. Classic cars are generally driven less frequently than modern cars, which can lead to reduced risk of accidents and thus lower car insurance premiums.

Here are some tips to further decrease your insurance costs:


Tips for saving

How it helps


Good driving record


Insurers consider safe drivers less risky, so they're often reward with lower premiums


Shop around


Utilise an insurance intermediary like Lancaster Insurance who can source their most competitive premiums from their panel of providers

Annual mileage

The less you drive, the less risk you pose, potentially lowering costs

Install safety features

Enhanced safety features can sometimes lower your excess payable by reducing the chance of theft

Get a quote for Vauxhall Viva car insurance

To get Vauxhall Viva insurance quotes or to receive a quote for any of our other insurance products, you can get a quote through our website by clicking here. If you would like to talk to one of our Vauxhall Viva agents, you can give us a call on 01480 484 826.

At Lancaster Insurance, we have been proudly arranging classic car insurance for over 35 years.

Specialising in arranging cover for your cherished vehicle, our tailored and comprehensive policies are designed to protect your investment.

Lancaster Insurance has access to some of the most competitive classic car, vintage car and classic vehicle insurance schemes in the UK.

We work with carefully selected underwriters to enable us to offer both comprehensive and bespoke insurance solutions, with our customers in mind.

Using our wealth of experience and knowledge of the industry, we are able to quote for virtually every classic car available.

To speak to a member of our specialist classic car customer service team call 01480 484826 or we’ll call you back at a time that’s best for you.

Available benefits at a glance

  • Car Club member discounts up to 25%
  • Static Show Cover
  • Historic Rally Cover
  • Choice of repairer
  • Salvage Retention
  • Free EU cover up to 90 days
  • Two Year Agreed Valuation
  • Laid Up Cover Available*
  • 24 Hour Claims Helpline
  • UK Based Call Centre
  • Limit Mileage Discounts

*(available for £18)

Why Choose Lancaster Classic Car Insurance?

  • Classic Car That’s Hard to Insure?
  • Classic Car MoT Exemptions
  • Classic Car Insurance Quote
  • Classic Car Insurance Discounts and Benefits:
    • Car Club member discounts up to 25%
    • Static Show Cover
    • Historic Rally Cover
    • Choice of repairer
    • Salvage Retention
    • Free EU cover up to 90 days
    • Two Year Agreed Valuation available for £18
    • Laid Up Cover Available
    • 24 Hour Claims Helpline
    • UK Based Call Centre
    • Limit Mileage Discounts


Car insurance is akin to a safety net for your wallet. Accidents, unfortunately, are a part of life on the road. With classic car insurance, you know you're covered, and that's a feeling worth investing in.

Insurance checklist:

Before you sign up for your Vauxhall Viva insurance, ensure the following:


  • You have a clear understanding of the coverage



  • You have considered the costs of insuring a classic car


  • You have read and understood the terms and conditions of a classic cars policy

Lancaster is the insurance broker of choice for classic car owners providing cover for over 88,000 classic cars (as of May 2019).

We arrange classic car insurance for over 40% of all MG Bs on the road and over 30% of all Land Rover 88s and MG Midgets – proving that classic car owners place their trust in us.

At Lancaster Classic Car Insurance, we aim to find the best price for your individual cover needs. We appreciate the importance of recognising the true value of your classic car and our team will be happy to talk to you through our benefits, such as agreed valuations and salvage retention.

We will offer you a tailored policy, bespoke to your requirements – this can include cover for:

Lancaster Insurance is committed to supporting the classic car clubs.

Owners club members may enjoy discounts of up to 25% off their insurance premium (the level of discount offered by each insurer differs and is subject to underwriting criteria).

Some of the classic car clubswe currently partner with include MG Owners ClubMX5 Owners ClubVW Golf MK1 Owners Club, VW T25 Club and many more.

If your club isn’t on our Classic Car Club page or wish to partner with Lancaster Insurance please call 01480 220065 or visit our Classic Car Club page for more details.

At Lancaster we understand that not every situation is the same, especially when it comes to Classic Cars.

That is why in addition to our Lancaster Classic Car insurance, we also can arrange the below:

  • Modified Classic Car Insurance
  • Multi-vehicle Insurance
  • Wedding Car Insurance
  • Limited Mileage Insurance
  • Laid Up Cover
  • Two Year Agreed Valuation

If you would like to know more details regarding the above offers, please call us on please call us on 01480 484826 or click here and we’ll call you back at a time that’s best for you.

Are you passionate about Classic Cars?

Here at Lancaster, we not only provide Classic Car Insurance but we’re constantly looking for ways to support the Classic Car community at events, sponsorship's, giveaways and sharing care tips for classic vehicles.

We’ve partnered with the team at Meguiar’s to showcase one of their awesome products each month.

This time we’re featuring the Meguiar’s Ultimate Snow Foam contains a specialized Xtreme Cling foaming action that delivers an intense foam that sticks and clings to painted surfaces gently loosening road grime, dirt and contaminants.

Fine-tuned to carefully and thoroughly clean coated, waxed or sealed finishes while preserving protection and leaving a brilliant, swirl-free shine.

We will listen to your requirements for cover, and discuss the best options with our panel of expert underwriters, to see if we can cover your cherished vehicle.

Call our specialist team on 01480 484826 or we’ll call you back at a time that’s best for you and let Lancaster Insurance help you.

In May 2018 the Department for Transport announced that cars that were built more than 40 years ago exempt from MOT testing, with the option for owners to voluntarily have their car tested if they feel it needs checking.

Produced between 1963 and 1979, the Vauxhall Viva holds a special place in the annals of British automotive history. With its distinctive design and impressive performance, it quickly became a popular choice for motorists looking for an affordable yet stylish vehicle.

The Viva's charm lies in its simplicity - it was a car designed for everyday use, but it had a certain elegance that set it apart from its contemporaries. It was the car that many families grew up with, and as such, it has a nostalgic appeal that transcends generations.

Surviving models have become sought-after collector's items, further cementing its status as a classic.

This British automotive company has a rich history dating back to 1857, but it wasn’t until 1903 that it started its journey as a car manufacturer.

Initially, Vauxhall was known for marine engines and pumps under the name Alex Wilson and Company. However, in 1903, the company ventured into the automobile industry following the production of their first car, and since then, there has been no looking back.

Vauxhall, a name synonymous with quality and innovation in the auto world, has been gracing roads all over the globe for more than a century now, thanks to its founding fathers who dared to dream and dared to drive those dreams into reality.

Many classic car insurance providers offer discounts for limited mileage. If you drive your car only occasionally, you will be doing fewer miles therefore this can significantly lower your premium.

Which Vauxhall models does Lancaster insure?

We can insure a huge range of different classic Vauxhall car models due to our knowledge and experience we have gained through insuring classic cars over the years.

Some of the most popular models include the following:

  • Vauxhall VX220
  • Vauxhall Monaro
  • Vauxhall Chevette
  • Vauxhall Carlton
  • Vauxhall Belmont
  • Vauxhall Cresta
  • Vauxhall Senator
  • Vauxhall Astra