Ford Capri Insurance

There's no denying the allure of a classic Ford Capri. This iconic car is not only a testament to Ford's motoring heritage but also a symbol of a bygone era. But owning a classic car like the Ford Capri isn't just about the joy of driving; it's also about ensuring it's adequately insured.

What is classic car insurance?

Classic car insurance is a special type of insurance designed to protect vintage and collector cars. Unlike regular car insurance, it recognises the unique value and usage of classic cars. From agreed value cover to limited mileage discounts, classic car insurance can offer a range of features to cater to the needs of classic car owners.

Classic car insurance for your Ford Capri

The Ford Capri, with its fastback coupe design and rich history, is a treasured classic. It deserves an insurance policy that recognises its unique value and characteristics. With classic car insurance, you can secure cover that's designed specifically for the Capri, ensuring it's protected in the event of theft, damage or accident.

Owning a classic car is not just about having a mode of transportation, but it's also about possessing a timeless piece of art that holds significant value. Now, imagine if this valuable asset were to get damaged or stolen? The financial implications could be devastating. This is where classic car insurance comes into play, acting as a safety net to keep you protected from such unforeseen circumstances.

Classic car insurance takes into account factors such as the car's age, rarity, value, and the frequency of its use. It also considers the fact that repairs or replacements for classic cars are often more expensive than for regular cars due to the rarity and cost of parts.

Without classic car insurance, you might find yourself faced with enormous out-of-pocket expenses in case of damage or theft. In addition, classic car insurance often offers benefits to the needs of classic car enthusiasts. Classic car insurance is essential in keeping you protected by providing comprehensive coverage to meet the needs and values of your classic car. So, if you're a proud owner of a vintage beauty, make sure you've got the right insurance in place to safeguard your cherished possession.

Agreed value cover

Many classic car insurance policies offer agreed value cover. Your Capri will be assessed by our expert valuation team to agree its true value, not just its current market value. This is particularly important for classic cars like the Capri, whose value might be significantly higher than its current market price due to its rarity and condition.

Take note, classic car insurance typically considers the 'agreed value' of your motor, not its actual cash value. That means you and your insurer agree on a value for your motor at the policy's inception. If there's a total loss, you'll receive that full agreed value, less any applicable excess. With Lancaster Insurance policies – agreed value is an optional extra at the cost of £18. It's a significant advantage over standard policies, which usually consider depreciation, costing you money in a total loss.

Choosing the right insurer for you

Choosing the right car insurer can seem like a daunting task with so many options available. Look for an insurer that offers a good balance between affordability and coverage. Don't rush into a policy without understanding what it covers and what it doesn't. It's important to find the right coverage for your Ford Capri, and here are some tips:

• Adjust your coverage: Tailoring your coverage to suit your needs can save you money. You don't need to pay for unnecessary extras.

• Maintain a good driving record: A clean driving record can lead to lower insurance rates.

• Shop around: Lancaster insurance have a panel of insurers who are able to provide you with a suitable quote.

Experience and expertise

Choose an insurer that has years of experience in the field and a deep understanding of classic cars. An experienced insurer will have the knowledge and expertise to accurately assess your Capri's value and provide the right level of cover.

Lancaster Insurance have been classic car insurance specialists for over 35 years and we may be able to include a number of policy benefits as part of your insurance policy including:

• Limited Mileage Discount

• Club Member Discounts

• Agreed Value

• Green Laning & Off Road Cover

• UK Based Call Centre

• 24 Hour Claims Line

Get a quote for Ford Capri insurance

To get a quote for your Ford Capri or to receive a quote for any of our other insurance products, you can get a quote through our website by clicking here. If you would like to talk to one of our Ford Capri agents, you can give us a call on 01480 484 826.

Conclusion

Insuring your classic Ford Capri is an essential part of owning and enjoying this iconic car. With the right insurance, you can have peace of mind knowing your Capri is protected. Take the time to research and choose an insurer that understands and appreciates classic cars like the Capri, and don't forget to take advantage of any discounts or offers available to you.

Insurance checklist:

Before you sign up for your Ford Capri insurance, ensure the following:

• You have a clear understanding of the coverage

• You have considered the costs of insuring a classic car

• You have read and understood the terms and conditions of a classic cars policy