Ford Capri Insurance

Ford Capri Insurance


There's no denying the allure of a classic Ford Capri. This iconic car is not only a testament to Ford's motoring heritage but also a symbol of a bygone era. But owning a classic car like the Ford Capri isn't just about the joy of driving; it's also about ensuring it's adequately insured.

What is classic car insurance?

Classic car insurance is a special type of insurance designed to protect vintage and collector cars. Unlike regular car insurance, it recognises the unique value and usage of classic cars. From agreed value cover to limited mileage discounts, classic car insurance can offer a range of features to cater to the needs of classic car owners.

Classic car insurance for your Ford Capri

The Ford Capri, with its fastback coupe design and rich history, is a treasured classic. It deserves an insurance policy that recognises its unique value and characteristics. With classic car insurance, you can secure cover that's designed specifically for the Capri, ensuring it's protected in the event of theft, damage or accident.

Owning a classic car is not just about having a mode of transportation, but it's also about possessing a timeless piece of art that holds significant value. Now, imagine if this valuable asset were to get damaged or stolen? The financial implications could be devastating. This is where classic car insurance comes into play, acting as a safety net to keep you protected from such unforeseen circumstances.

Classic car insurance takes into account factors such as the car's age, rarity, value, and the frequency of its use. It also considers the fact that repairs or replacements for classic cars are often more expensive than for regular cars due to the rarity and cost of parts.

Without classic car insurance, you might find yourself faced with enormous out-of-pocket expenses in case of damage or theft. In addition, classic car insurance often offers benefits to the needs of classic car enthusiasts. Classic car insurance is essential in keeping you protected by providing comprehensive coverage to meet the needs and values of your classic car. So, if you're a proud owner of a vintage beauty, make sure you've got the right insurance in place to safeguard your cherished possession.

Agreed value cover

Many classic car insurance policies offer agreed value cover. Your Capri will be assessed by our expert valuation team to agree its true value, not just its current market value. This is particularly important for classic cars like the Capri, whose value might be significantly higher than its current market price due to its rarity and condition.

Take note, classic car insurance typically considers the 'agreed value' of your motor, not its actual cash value. That means you and your insurer agree on a value for your motor at the policy's inception. If there's a total loss, you'll receive that full agreed value, less any applicable excess. With Lancaster Insurance policies – agreed value is an optional extra at the cost of £18. It's a significant advantage over standard policies, which usually consider depreciation, costing you money in a total loss.

Choosing the right insurer for you

Choosing the right car insurer can seem like a daunting task with so many options available. Look for an insurer that offers a good balance between affordability and coverage. Don't rush into a policy without understanding what it covers and what it doesn't. It's important to find the right coverage for your Ford Capri, and here are some tips:

  • Adjust your coverage: Tailoring your coverage to suit your needs can save you money. You don't need to pay for unnecessary extras.
  • Maintain a good driving record: A clean driving record can lead to lower insurance rates.
  • Shop around: Lancaster Insurance have a panel of providers so are able to provide you with their most competitive price from their panel of insurers.

Experience and expertise

Choose an insurer that has years of experience in the field and a deep understanding of classic cars. An experienced insurer will have the knowledge and expertise to accurately assess your Capri's value and provide the right level of cover.

Lancaster Insurance have been classic car insurance specialists for over 35 years and we may be able to include a number of policy benefits as part of your insurance policy including:

  • Limited Mileage Discount
  • Club Member Discounts
  • Agreed Value
  • Green Laning & Off Road Cover
  • UK Based Call Centre
  • 24 Hour Claims Line

Get a quote for Ford Capri insurance

To get a quote for your Ford Capri or to receive a quote for any of our other insurance products, you can get a quote through our website by clicking here. If you would like to talk to one of our Ford Capri agents, you can give us a call on 01480 484 826.


Insuring your classic Ford Capri is an essential part of owning and enjoying this iconic car. With the right insurance, you can have peace of mind knowing your Capri is protected. Take the time to research and choose an insurer that understands and appreciates classic cars like the Capri, and don't forget to take advantage of any discounts or offers available to you.

Insurance checklist:

Before you sign up for your Ford Capri insurance, ensure the following:

  • You have a clear understanding of the coverage
  • You have considered the costs of insuring a classic car
  • You have read and understood the terms and conditions of a classic cars policy

Lancaster is the insurance broker of choice for classic car owners providing cover for over 88,000 classic cars (as of May 2019).

We arrange classic car insurance for over 40% of all MG Bs on the road and over 30% of all Land Rover 88s and MG Midgets – proving that classic car owners place their trust in us.

At Lancaster Classic Car Insurance, we aim to find the best price for your individual cover needs. We appreciate the importance of recognising the true value of your classic car and our team will be happy to talk to you through our benefits, such as agreed valuations and salvage retention.

We will offer you a tailored policy, bespoke to your requirements – this can include cover for:

Lancaster Insurance is committed to supporting the classic car clubs.

Owners club members may enjoy discounts of up to 25% off their insurance premium (the level of discount offered by each insurer differs and is subject to underwriting criteria).

Some of the classic car clubswe currently partner with include MG Owners ClubMX5 Owners ClubVW Golf MK1 Owners Club, VW T25 Club and many more.

If your club isn’t on our Classic Car Club page or wish to partner with Lancaster Insurance please call 01480 220065 or visit our Classic Car Club page for more details.

At Lancaster we understand that not every situation is the same, especially when it comes to Classic Cars.

That is why in addition to our Lancaster Classic Car insurance, we also can arrange the below:

  • Modified Classic Car Insurance
  • Multi-vehicle Insurance
  • Wedding Car Insurance
  • Limited Mileage Insurance
  • Laid Up Cover
  • Two Year Agreed Valuation

If you would like to know more details regarding the above offers, please call us on please call us on 01480 484826 or click here and we’ll call you back at a time that’s best for you.

Are you passionate about Classic Cars?

Here at Lancaster, we not only provide Classic Car Insurance but we’re constantly looking for ways to support the Classic Car community at events, sponsorship's, giveaways and sharing care tips for classic vehicles.

We’ve partnered with the team at Meguiar’s to showcase one of their awesome products each month.

This time we’re featuring the Meguiar’s Ultimate Snow Foam contains a specialized Xtreme Cling foaming action that delivers an intense foam that sticks and clings to painted surfaces gently loosening road grime, dirt and contaminants.

Fine-tuned to carefully and thoroughly clean coated, waxed or sealed finishes while preserving protection and leaving a brilliant, swirl-free shine.

We will listen to your requirements for cover, and discuss the best options with our panel of expert underwriters, to see if we can cover your cherished vehicle.

Call our specialist team on 01480 484826 or we’ll call you back at a time that’s best for you and let Lancaster Insurance help you.

In May 2018 the Department for Transport announced that cars that were built more than 40 years ago exempt from MOT testing, with the option for owners to voluntarily have their car tested if they feel it needs checking.

The Ford Capri was designed to be the European equivalent of the Mustang - a stylish, fast, and affordable coupe. Its sleek design, powerful performance, and undeniable charisma have left an indelible mark in the automotive industry. It's a car that has stood the test of time, becoming a favourite among car enthusiasts and collectors around the world.

Many classic insurance providers offer discounts for limited mileage. If you drive your motor only occasionally, you will be doing fewer miles therefore this can significantly lower your premium.

There are numerous members clubs in the UK that cater to enthusiasts of this iconic brand. These clubs bring together people who share a common love for Ford vehicles, providing them with a platform to exchange ideas, share experiences, and even showcase their own classic fords.

Whether you're an admirer of the classic ford such as the Ford Escort, Ford Cortina, Ford Capri or a fan of the modern Ford Fiesta, these clubs have something for everyone. Click here to check out our blog on the amazing story Neil Grubb and his Ford Cortina. Becoming a club member in the UK is not just about the cars; it's about being part of a enthusiast’s club that shares your passion and is also a great chance to speak to fellow club members on topics such as classic Ford insurance.

When your vehicle decides to take an unexpected break. It’s an insurance policy that covers you for mechanical failures on your motor, offering services such as roadside assistance, motor recovery, home start service and onward travel options. Mechanical breakdowns covered depending on type of cover purchase.

At Lancaster Insurance, we have been proudly arranging classic car insurance for over 35 years.

Specialising in arranging cover for your cherished vehicle, our tailored and comprehensive policies are designed to protect your investment.

Lancaster Insurance has access to some of the most competitive classic car, vintage car and classic vehicle insurance schemes in the UK.

We work with carefully selected underwriters to enable us to offer both comprehensive and bespoke insurance solutions, with our customers in mind.

Using our wealth of experience and knowledge of the industry, we are able to quote for virtually every classic car available.

To speak to a member of our specialist classic car customer service team call 01480 484826 or we’ll call you back at a time that’s best for you.

Available benefits at a glance

  • Car Club member discounts up to 25%
  • Static Show Cover
  • Historic Rally Cover
  • Choice of repairer
  • Salvage Retention
  • Free EU cover up to 90 days
  • Two Year Agreed Valuation
  • Laid Up Cover Available*
  • 24 Hour Claims Helpline
  • UK Based Call Centre
  • Limit Mileage Discounts

*(available for £18)

Why Choose Lancaster Classic Car Insurance?

  • Classic Car That’s Hard to Insure?
  • Classic Car MoT Exemptions
  • Classic Car Insurance Quote
  • Classic Car Insurance Discounts and Benefits:
    • Car Club member discounts up to 25%
    • Static Show Cover
    • Historic Rally Cover
    • Choice of repairer
    • Salvage Retention
    • Free EU cover up to 90 days
    • Two Year Agreed Valuation available for £18
    • Laid Up Cover Available
    • 24 Hour Claims Helpline
    • UK Based Call Centre
    • Limit Mileage Discounts